Do u use CELLPHONE while driving???Is it a cause of accidents???What do u say?

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Traffic is increased on the roads...and no. of accidents is also increased...out of 100...20% accidents occur because of using CELLPHONE while driving...Therefore in most of COUNTRIES ...use of CELLPHONE is banned while driving...but most of us still use it...Sometimes we have an emergency call and we have to use it...there are many reasons...i also use sometimes...what do u say?Do u use CELLPHONE while driving?Is it a cause of accidents?Just post your opinion...i just want to know the reasons...