Incredible story how luck can change

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There is a man, who ownes a coffee shop. The shop does really well and the man does not have to work hard, he has emploees. He bought a house in the uk, where he lived and also another house in his home country, so he had two morgages. Business went well and he wanted a bigger shop. So decided to sell the shop and went to the centre of London and again boutght a coffee shop. It worked well and he was making good money. The house he had abroad was looked after his brother and we trust our siblings, dont we. One day he had a visit at his shop from the local authority and found out that he was cooking there without a licence. They refused to give a licence so he had to stop the hot food there. The number of customers dropped until he could no longer pay the rent on that shop and went bankrupt. Due to this he could not pay his morgage on his big house in london, so he lost that too. And his house abroad? His brother who was looking after it has never paid the morgage, he didnt care, he gambled all the money he gave him for it, and by the time he realized something might be wrong, he lost that house too. Now the man is in his 40 and works as an employee, must start all over again. What a dreadfull way for his luck to change!