In buying which would you prefer, through CASH or CREDIT CARDS?
By ryanbgico
@ryanbgico (258)
Philippines
January 7, 2007 8:15am CST
In this modern world we are living now, buying the things we need and we want had change a lot. We use to buy through cash, and others prefer through credit cards.
What do you think is the most convenient, way of paying the things we buy, through CASH, or through CREDIT CARDS?
Kindly post your opinions.
4 responses
@shobejen (644)
• Philippines
7 Jan 07
for small amounts, i usually use cash... my credit card is an extension of my mom's card, so when i use it, i pay the same amount back to her...
@ryanbgico (258)
• Philippines
8 Jan 07
I agree with you. Credit Cards should be used wisely with utmost financial management. We should always be aware that, using credit cards though it is good as cash, it is still a debt to be paid in the near future. Credit Card companies do educate their cardholders regarding on how to used their Credit Cards wisely. In my case I do have each one from HSBC, Citibank, and Standard Chartered, and all of these Credit Card companies do educate their cardholders. Credit Cards do benefit us in time of emergency financial needs, and those are things money can't buy. Credit Cards are good, use it wisely.
@remaster74 (4064)
• Greece
7 Jan 07
I hate credit cards. I prefer to shop whenever I have cash and pay in cash and not by credit card because they "kill" you with the charges.
@tlex107250 (667)
• United States
7 Jan 07
The only card that I use, is a debit/credit card, which is linked to my bank account. Whenever I use the card, the funds are withdrawn from my account, and I don't have to worry about a payment later in the month.
@parkaybuzz (22)
• United States
7 Jan 07
i prefer to use credit cards because if by chance you lose a receipt after buying a major purchase, the credit card company can provide back-up as well as any additional incentives the company may offer
