Money-saving tips?

Money saving can be applied in many ways.but its according to how the person perceives on saving.Tips of money saving changes from person to person but some common things will not change.first we should be aware of our wants and whats our needs are.so you have to carefully distinguish between your wants and needs.Needs are important that includes housing clothings and shelter but wants that you develop should be overcome d.This makes you overlook and think how much you can save for the better.Also when ever you buy a product you first have to try it or products you are aware of its benefits.which will lead to more lifespan to the product.Thus in this way you can adjust to the changing situations.And you will never end up behind as you have money left with you.

Well, if you drive carefully and don't speed, you can get more miles per galloon. That should save a little on petrol costs.

Use sites like ebay and restaurant.com to get discount coupons for local restaurants. I save quite a bit that way.

if possible, better not to have a credit card. but if you already have it, better not bring it when you go to shopping malls and supermarkets. it would just make you you spend more and you could end up having enormous debts to pay. just bring some cash thats enough for you to spend for what you need to buy.

Never, ever buy on credit. Credit cards are the evil. Purchase used cars. You can get a great car and pay cash for it and it may only be months old with very little mileage. You can purchase cars like that from showrooms this time of year before the next year's models come out, or also consider purchasing a car from a car rental place. They only use the cars up to a certain mileage and then replace them. When you purchase a car new from the showroom, you will realize up to a 30% drop in the value of the car once you drive it off the lot. It is the same car. The interest you will pay on a 5 year loan is astronomical. It is like purchasing the same car three or four times if you had paid in cash. Bank of America has a deal where if you use your debit card and you purchase something from a vendor and it costs something PLUS change, they will round up your purchase to the next dollar and pull that rounded up number from your account and put the loose change in a savings account for you. Last month, day before payday, we were broke, looked at the bank balance and there was $200+ dollars in the loose change bank account! That made my day. Buy in bulk as much as you can. We have a refrigerator and a full sized freezer and we purchase our meats in bulk and I spend the day re-cutting chops and steaks and packinging them for family sized meals with my save a meal vacuum sealer. You can save many cents per pound this way and wind up with more food for your budget. If I think of more, I will let you know :)

control ur desires.limit ur expenditure.. this the only way to save money...

The best money saving tip that has worked for me is keeping less money in my wallet. Do not keep money in the form of change since the more change you have the more you will spend. Stop moving with your credit card is another option. walk to places close by instead of using the car so that you can save on fuel.

They say by washing at 30 degrees you save up to 10% on your energy bill!

less open lights would save you...less opening of the refrigerator wont cost you high electric bills.

I've learned a lot about saving over the last year. My checking and savings accounts are connected online, so when I get paid, I move $100-200 from my checkings account to my savings account. Interest posts on the savings account every 3 months...I'm getting about $5 a month now. And that will only get higher the more that I save. A small thing that I do is put extra change into an old bottle. I'm not sure how much is in it, but there is a lot of silver in there! When it is full, I'm going to take it to my bank and put it in the coin machine, get the cash, move that amount into my savings account online and start over again! If I do that at my own bank, there isn't a fee like there is at grocery stores.

Some of my money saving tips -- 1)Save at least 15 percent from each of your profit. Suppose you make 1000 bucks in a day then save 150 bucks in some account. 2)Keep a record of your daily expenses. This will help you in finding where you are wasting money. 3)Try investing 10 percent of your savings. Suppose you have $5000 then invest $500. You have to find better places of investing (like mutual funds,insurances,bonds)..i mean where least risk is involved. 4)Investment helps you in saving money from useless taxes you need to pay. 5)Open extra saving accounts either in your name or you child or your wife. Keep putting some buks in it time to time. 6)Don't expend on lavish things like big cars. Buy only that car that fulfills you needs and comfort, don't just buy to show off. Bigger car means bigger expenses and more maintainence expenses 7)Try saving on electricity bills, phone bills and fuel expenses 8)Do not buy with credit cards

What I do to save money is I use coupons when I go shopping. I also wait until things go on sale. This way, I get the sale price PLUS money off from the coupons. It may not seem like much, but if you can save a few dollars this way, it does help.

I like the old proverb: The best way to double your money is to fold it in half and put it back in your pocket.

Hey, thanks for the link to that book. I have heard of it before, but never got to read it. Now I can. One great money saving tip is to shop at Aldi grocery store. They have them in lots of places now. I can spend say $100 there and get a TON of stuff, whereas if I spent it at a regular grocery store, not near as much stuff. If you are vegetarian, that helps, because you save money on meat. Try to use less paper products like paper towels, napkins, etc. Shop at thrift stores. Especially after the Holidays, there are more items there that people have donated that are brand new that they may have received as a gift and did not want. Hope these help!

all u can do is walk instead of drivin vehicle that would save ur petrol bills n reduce ur obesity n in a way ur medical bills

Make sure you marry someone with a job, good credit, and who have good spending habits.

Well my money saving tips are taking a small amount of bleach to majority of water put it in a empty dishwashing liquid bottle and squirt and wipe down the sinks.I also use part vinegar,a drop of dishwashing liquid and some water in a squirt bottle and use as an all purpose cleaner and mixing this way you will not have to buy cleanser for a very long time.

I just spend money when I realllllly want something and it doesnt happen to often. also if something costs a large amount of money I'm saying to myself that whem I'll be a programmer i'll earn lots of money and then i'll buy everything I want XD If you want to save your money just put it into saving program.. you can't break it to often so youll have to save it! Also I recommend you to read the book "Rich dad Poor dad" bt robert kiyosaki :P Great book about making money!

The next time you feel like buying that soda or coffee, or that bag of chips or snack, stuff that money into an empty pocket instead. When you get home, put that money into a jar. Do that for a couple of weeks and at the end of 2 weeks, count how much money you have in there. You'd be surprised! Imagine how much money you'll save like that after a month, or a year. It's all about taking little manageable steps in a savings program. This is definitely doable.

One of tips that I practice is to keep the balance of all syillings at the end the day and don't touch until end of the year or during emergency only. These help saving some money without you know about it. Another tip is to write all groceries you want to buy before go to shop and stick to it. Don't buy unnecessary things.