What are your money saving tips?
By Geminigirl
@Geminigirl (1909)
United States
January 8, 2007 8:46am CST
It's a new year, and time to cut back on spending and pay some bills. When I am trying to save money, I do several things. I look for coupons I can use for certain items I need. Consolidate my errands into one car trip to save gas. Turn off lights when I'm not in the room. Cook at home, instead of fast food. What are some of yout tips and tricks?
2 people like this
3 responses
@Sorathian (4329)
• Pakistan
8 Jan 07
Probably i could be the last person to suggest money saving techniques but couldn't be the first one. I can't save money at all. If by chance i get succeeded in saving few bucks till the last dates of the month, they would definitely be spent over chocolates before the first of next month.
1 person likes this
@rosie_123 (6113)
•
14 Feb 07
Well, I am not the greatest money saver myself - I am more a spender - LOL! But I tend to walk when I can instead of taking the bus or tube (it is quite easy to do this in Londoin), and I look for "own brand" goods in the Supermarkets too, instead of buying the more expensive brand name stuff. I also tend to go to the local market towards the end of business on a Saturday, as they sell a lot of fruit and vegetabes off cheaply then.
@Withoutwings (6992)
• United States
14 Feb 07
This site www.thegrocerygame.com shows you how you can get groceries almost free - when things are on sale - when stores will mark them down even more
http://www.smartmoney.com/dealoftheday/index.cfm?story=20060905&pgnum=1 This site tells you the best time to buy everything from wedding dresses, clothes, baby stuff, appliances, airline tickets, broadway tickets, computers, gas, gift cards, tvs,
If you are pregnant www.baby2bee.com you can sign up at this site and they will send you free formula, free gift certificates for formula every month, diapers, coupons and other money saving things.
Also if you are pregnant another good thing to do is have your husband/significant other host a diaper party. What that is - is he invites his friends over to watch a game or play cards, or whatever it is he and his boys do. Your man provides the food, they each have to bring a package of diapers.
On clothing - shop at outlets - my fiance gets DKNY, Polo and other name brands for like $20 or less at Burlington Coat Factory and TJ MAXX. That's Cheaper than the non-name brand clothes at Target.
Make a menu for the week. Buy only enough for what you need to make the meal - plus enough to have left overs for lunch. It's usually cheaper to pack a lunch. If you pack your lunch the night before it will be easier for you to grab on the way out and not be tempted by fast food.
If it's something that you eat a lot of - consider buying bulk at Sam's Club or Costco. Make sure that you compare the price per unit at your grocery store to the price per unit at the club. It's not always a better deal. And only buy stuff that won't go bad.
Consider carpooling to save money on gas.
For kids birthdays - make the cake yourself - this usually costs $5 as opposed to $20 - $40 for a bakery cake.
My fiance and I take all over our change and throw it in a big water jug (the 5 gallon kind). We pretend it's not there. When it starts getting full, or when we want to go on vacation or have an unexpected bill, we roll the change and take it to the bank (don't use the Coinstar machines at the grocery store - they take too much money). The last time we rolled our change it was barely full and we had $500 in there. My friend also does this and had enough change in his jar to use as the downpayment on his house.
Make sure you eat before you go grocery shopping - you always end up buying more when you are hungrey - and it's usually impulse buys and things that you don't need.
When you go shopping for clothes - if it's something above your price range - don't buy it. If you are still thinking about the item of clothing a few days later - then it's not really an impulse buy. But check back to see if it's on sale yet.
Consider shopping at garage sales and thrift shops. Sometimes you can find really great stuff.
Buy stuff online or in stores when they are offering free shipping or good promotions.
1 person likes this