Getting rid of that fat..

Exercising and drinking plenty of water throughout the day is the best way, in my opinion. If you alternate both muscle-toning workouts with cardiovascular, even it's a brisk half-hour walk, perhaps alternating throughout the week, you will see better results. Doing both speeds up your metabolism, making it easier to burn off the fat. Try finding situp workouts that focus on the obliques, which will target love handles--though it's best to work all areas, of course. For flabby arms, using light weights and working yourself to higher reps, and eventually higher weights, does wonders for both biceps and triceps (under-the-arm area). There's tons of arm workouts on the net. If you prefer working out at home with some visual aid/dvds, I liked the newer Firm workouts, which actually does both cardio and muscle-toning at the same time. Of course, it's good to watch what you eat and the size of your proprotions, just keep with something you'll actually stick to, even forgoing the diet theory, and just don't eat too soon before going to bed, so that your body has time to burn the calories while you're awake rather than asleep.

try doing the surya-namaskar and u'll see the desired results in 1 month. U have to do it regularly with less intake of rice. If u r so used to rice try eating a substitute for it like poha (flattened rice). all the best !

Jog ...exercise

same problem here.. what im doing is i am cutting down on rice. and have started no rice diet in the evening. will slowly not take rice anymore when the week starts next week.