Credit Cards....

I think it bad because it tends to make people spent more than they are being paid

They are good for emergencies if you use them responsibly and don't over use them

Bad because you tend to spend more money than you actually have

I think they are good as long as you can control your self and only use them when you really need something. In most cases though people tend ti use them even when they have money and that is not good at all

If you want to use credit card just for the fun sake then I think it’s a bad idea to do so. When you have money then why to go for a credit card. It can only be used when you are in need of money or you want to buy something and the cash is less. Though the rate of interest differ from bank to bank. It is always better to check the terms and conditions given by the bank before going for a credit card...

I think it's bad! I have had lots of family memebers thinking that they could control their limits until it was to late. Now they are over their heads in debt. I done some research over the net and tried to find ways that would help them out and came across a great site. If nothing else it has lots of information that will help anyone understand the secretes of what they are getting into by applying for Credit Card. Check it out! You just might thing twice before getting one! http://geocities.com/hope_2768/

Well credit cards are not per se. But in the hands of people they get to be bad. Because they make you go out of control.They induce you to spend beyond your means.