HONESTLY! how would you invest it?

I will invest it it on leveraging with the help of other peoples effort thru networking because it is the best way to earn good money with a very small amount of $20,000. With that kind of money you cannot even start with franchise business.

I would play it safe with at least 75% of it, although I cannot advise you what to invest it in. I've never had that much money to worry about.

Personally, I'd invest the money back in my business... But if I didn't have my business I'd probably put it in a term deposit in the bank for 6 months to a year. The longer you leave it in the bank the higher the interest rate you would get on your initial investment. If someone was a new investor this is what I would suggest as money in the bank is a lot safer than playing the stock market or other such high risk investments. Property is always good as well as the price 99% of the time goes up, however twenty thousand would only give you a decent deposit!

not high and not safe... !

I would suggest u to invest abt the half amount inthe banks so that it will assure that ur future is safe ,also i would say that make sure that reamining amount can be invested in some local shares or some organizations that help you sell.earn,buy your own products..in this way u can think of starting your own buisness,,,