is it good to have a credit card???

@cuhkiz (568)
Philippines
January 22, 2007 2:50am CST
sometimes credit sucks once became bulky, its another problem right. But alot of people ask for credit cards to be one of their necessity.
2 people like this
5 responses
xXmeganxX
@xXmeganxX (4420)
•
26 Jan 07
hi there, in a way it can be good to have credit cards as some banks don't require lending facilities whereas credit cards do, but it can be bad with the amount of charges etc, i have one and i tend to use mine wisely and budget my spending on it because if i lost it, life would be hectic if i ever had emergencies due to not having money! :)
cuhkiz
@cuhkiz (568)
• Philippines
27 Jan 07
your right! if the person can't control of making credits...he/she will be in deep waters in no time!!! The good thing with credit cards is theres no cash out, just swipe it to those shops who accept credit cards and viola!! that items is yours!....still credits should be in good level.
whattobegood000
@whattobegood000 (1179)
• China
26 Jan 07
i think for internet purchase it is important i will be needed
cuhkiz
@cuhkiz (568)
• Philippines
26 Jan 07
online purchasing demands credit cards more often than atm's.
sreejithsreenivas
@sreejithsreenivas (10200)
• India
22 Jan 07
There is lot of danger in using credit card.For doing online transaction credit card is a must.For example using mylot payment ,credit card is needed.One solution is make online transaction through ebay.
cuhkiz
@cuhkiz (568)
• Philippines
23 Jan 07
yeah, but its depends to the owner to handle his/her credit cards coz one false misplacing will cost his/her big bad credits :)
sesha1240
@sesha1240 (303)
• India
22 Jan 07
it is good to have a credit card. it helps to buy things when you dont have money moreover you can go for online shopping. IT IS ALWAYS SAFE AND HANDY
cuhkiz
@cuhkiz (568)
• Philippines
23 Jan 07
in some point credit cards are safe and handy but alot of credit card users are being hacked because of improper exposure of there details on their credit cards.
shilpaum
@shilpaum (1752)
• India
22 Jan 07
It's really good to have credit card! No doubt problems r there,but it's becoming a neccessity nowadays, to hold a credit card.
cuhkiz
@cuhkiz (568)
• Philippines
22 Jan 07
yeah, although ive never tried to have one coz im not able to, i can see those individuals who owns a credit card and they're happy making credits then being problematic after :) funny but credit cards really made lifes a bit easier. no cash outs :)