Marriage and seperate checking accounts....

United States
January 24, 2007 10:34pm CST
I just wondered what everyone thought about married couples having truly seperate checking accounts. I mean not just a separate "business" checkbook but literally, two checking accounts and the couple "splits" the bills. I think that couples who do this are asking for trouble. I think this because if there is not enought trust for either party, then why are you married anyway? I also think that keeping separate accounts gives each person "a way out" if life gets stressful, as in it's too easy for people to give up on each other. I am not talking about someone who hides money from an abuser or anything like that just regular couples. I'm asking because I've noticed that couples that my husband and I know that have 1 shared account seem like they have fewer issues than couple we know that have separate accounts. Every single couple that I know that has separate accounts has issue in their marriage. I know maybe 20 couples who don't share a checking account. Thoughts?
1 person likes this
3 responses
@Bee1955 (3882)
• United States
25 Jan 07
We have our own accounts from our single days, but opened a joint account to pay bills, agreed upon purchases, travelling, emergencies, etc. We both give 50% of each of our paychecks to this account.
• United States
25 Jan 07
So do you each make the same amount of money? Or does one of you have more money left after giving the 50%? Plus, 50% of each would be one contributing more if one makes more, right? If you are the one that has less, does that bother you? If you are the one that contributes more, does that bother you? I'm curious.
1 person likes this
• United States
25 Jan 07
My husband and I have seperate checking accounts and always have had. We've been married for 12 years now and it's never been an issue. I usually pay like the utilities and he pays the bigger bills like the rent,etc. If I'm short on cash I just ask him for some and if he needs some he asks me. But we like it because lets say I want to buy him something (which I do because he's spoiled lol as am I ) then I don't have to explain why I want the check book or the money. It works for us anyway. :-)
• United States
25 Jan 07
That's great that it works for you. That gives me hope for some of my friends!! My husband and I will be married 13 years in March and we have never had separate accounts. I have one friend that tells me she was better off financially before she got married!! And they have been married about 4 years now I think. Thanks for the reply!!
1 person likes this
@weemam (13372)
29 Jan 07
No I don't think they should , we dont and have been happily married for 45 years . Trust is the most important factor in a marriage xx