Do you always keep your health insurance?

We are lucky, my husbands employment has their own insurance for their employees and it is very affordable. Thank God, cause when you have two asthmatics and one of them is also ADD, the medications and doctor visits are incredible.

I always make sure my entire family has medical insurance. Illness is unpredictable and can be financially devastating. Some procedures would not be given without proof that you could pay the bill. It is just not worth the risk to go without insurance.

Insurance is very expensive,it is important to try to keep it. If you get new insurance and have a "pre-existing" condition,they do not have to cover it.

We had insurance on everything. Until the fire. The property insurance left the state and dropped us. That was after my hubby lost his job and thereore health benefits. So since then, 2004 we have not had insurance. We have tried to through his new work, however, could not keep it since we are stuggling day to day. Now week to week. We will as we climb out of this hole we are in get insurance again. Til then we tend to things as we can and normally avoid the doctors anyway.

nope I dont keep health insurance, the last time i have health insurance was like 4 years ago, insurance for me it pretty inexpensive comapre to girls, they seem to have a higher insurance rate. and beside i dont rembmer the last time i went to the hospital, maybe it was 15 years or maybe 20, that is very long time, i hope to keep it that way for another 20 years than maybe i will get some inurance. i feel bad for the insurance company , i really do :)

I just recently lost my health insurance because I moved. I had state health insurance from my previous state, then I moved to NY. There are programs in each state that are little to no cost. They are worth looking into.

I used to be covered under my parents until I reached the age of 23 years old. Since then, I have not been able to afford health insurance. The problem of that didn't get me until late 2001 when I ended up in the hospital because of a hernia. THe surgury & stuff was expensive, & I have just finished paying off the medical bills. I also understand that there are a lot of people in the US who cannot afford health insurance.

Here in sweden we pay 33% tax so we all have health insurance - medical care is not very high cost over here just because of the high taxes and also they are not allowed to deny anyone treatment wich is a great security for the people here. I have read alot about helth care in different countried and I am amazed at how expensive it is!

When I retired from the US Postal Service I keep my health insurance (Blue Cross). I did not want to give it up, since I have had cancer;however, it costs almost a thousand dollars a month. If it were not for the Postal Service paying most of the costs I could not afford it.

Well here in the UK we have the National Health Service, so everyone is covered for medical treatment with no private insurance scheme. However, some people do still choose to pay into a private scheme because the waiting lists for non-essential surgeries etc can be quite long on the NHS. I personally can't imagine living anywhere without free medical treatment - medical services should be free for everyone in my opinion, regardless of their age or status of how much money they earn.

yes i do...

Not having health insurance is a huge risk. Fortunatelt my wife has an employer that provides affordable health insurance for our family. It would make me extremely nervous not to have health insurance in this country. If something happened, it could cost you everything.

I have wonderful health insurance through my job. I pay into it out of each paycheck, but it is not a huge amount and I don't miss the money since I've never gotten it. I have kept medical insurance since my first job and I will always make sure that I and my family have medical insurance.

It was a big change for me when I moved from Denmark (where there was free government health service) to the USA where there was nothing. I keep only a very "basic" insurance so I don't have problems if something really bad happens and I end up in hospital. If you have a large deductible (e.g. you pay the first 10000 USD yourself) the insurance for the rest is not so expensive. For some years-- in my 20's when I didn't have very much money-- I went with no insurance and just took the chance that I would not get seriously ill. It was probably a stupid risk, but it turned out to be OK. I do feel sad for the people who simply can't afford insurance, and therefore often do not take proper care of their health.

Im from Canada so we don't reall worry about that hear or at least I dont. I can walk off the street anytime and get medical attemntion if I need it but I couldnt imangine being turned away like they do to people in the states. Canada's health care is great in my opinion.

I would never consider letting my health insurance lapse, even though I am healthy. You never know when you could get sick or injured,and one episode could put you hundreds of thousands of dollars in debt if you don't have insurance. I have always had coverage through employment until I was laid-off this summer, but budgeting to keep my insurance, even at the ridiculous amount that they charged each month, was a necessity. I would be a nervous wreck being without it.

Thank goodness we don't have to have health insurance in the UK .. although we can choose to have extra services by paying a health insurance .. With all my illnesses I simply couldn't afford to have American health insurance .. and it's one of the reasons I had to turn down a friend who offered me the use of a house he had in the States .. even having free accommodation I wouldn't have had enough money to keep a health insurance going .. and I need quite a lot of medication so sadly I had to turn his kind offer down ..

Yes.I'm having my health insurance to my entire family.Medical expenses are too high even in India.The medical tests taken for even a minor problem will cost you a lot.one of my cousin has not taken health insurance, and he has spent a lot when his wife had a problem with uterus and she needs a surgery.After that only he understood the need for the health insurance and taken it now.As anyone may be affected by any illness at any time as it is unpredictable, so it is better to have a plan to safegaurd ourself.

yes i do

I try to as long and I have a job that offers it I usually keep it that way because they take the payments out of my check before I get it.