Yet confused again at mylot. How does this work?

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I know that once you reach your preferred payment you will get paid. But do you only get your preferred amount if you have more in your account. For example, if you have your preferred amount set to $25.00 and you have $32.00 in your account do they sent the whole $32.00 or do they just send you $25.00 and they rest carrys over? Also, Can you only get money on the 15th for the previous month, or do they count clear up till the 15th. Like, after tomorrow you will get paid on the 15th of Feb. Is that for Januarys earnings only or earnings clear up to Feb 15th?