Do u have credit card??yes or no??

visa card - visa credit card
@malini4u (896)
India
February 1, 2007 7:42am CST
do u have credit card...do u think life without credit card is possible??is credit card worth in life??? peops who dont have credit card..wats the reason??do u think its not needed??or u planning to get one in near future???abt me i dont have credit card..but planning to get one in near future....
6 people like this
60 responses
@MAX1966 (1029)
• Netherlands
1 Feb 07
i do not have a creditcard at the moment. maybe i will.maybo not. i dont miss it.
@MAX1966 (1029)
• Netherlands
1 Feb 07
i made a mistake here. my cat justed jumped on the computer. sorry i meant,maybe i will,maybe i wont! i dont miss it,
1 person likes this
@malini4u (896)
• India
1 Feb 07
so u dont bother about having credit card or not..rite??
1 person likes this
@imsilver (1665)
• Canada
2 Feb 07
No I don't have a credit card and as helpful as it would probably be to have one I can't see myself getting one anytime soon. It would just give me another debt I have to worry about paying off. I'm bad enough with my atm card but at least with that I'm spending money that I have already.. lol.. and besides my credit rating is shot to hell.. I'm not sure I could get one even if I wanted to.. lol..
2 people like this
@malini4u (896)
• India
3 Feb 07
hmm..dats true.everyone feeling the sameway u felt...handlng the credit card is tougher part
• Indonesia
4 Feb 07
no i don't have credit card.yes i can life, because i used debit card only.
@malini4u (896)
• India
6 Feb 07
same as me ..even am using debit card only..soon goin to get one credit card
@shirgie (230)
• United States
14 Feb 07
Apparently life is possible without a credit card since you don't have one, lol. Personally, I think either a credit or debit card makes life a lot easier. If the credit card is paid off each month, I think it is an asset. If you let the balance grow, then it is going to be a hindrance in your life. I have a hard time imagining my life without a credit card. We pay off the balance each month. I like it a lot better than carrying around a large wad of cash.
@malini4u (896)
• India
15 Feb 07
thx for this reply...
@hcromer (2710)
• United States
1 Feb 07
I have a few credit cards. I think that life without credit cards is possible. Credit cards make things a lot more convenient, but they can end up causing a lot of trouble for you too.
1 person likes this
@malini4u (896)
• India
1 Feb 07
thats a really good response ..thx for sharing some facts abt the credit card...
1 person likes this
• India
1 Feb 07
yes i do have credit card. and life without credit card is very much possible. it is just for the safety reason i have got a credit card for myself coz den i dont have to carry much cash. and also buy things on credit which i m suppose to pay after 50 days. so till den i enjoy dat money. but i think it is very much possible to live a life without credit card.
2 people like this
• India
7 Feb 07
yes i have crdit cards .
1 person likes this
@rglodak (573)
• Indonesia
14 Feb 07
i think its not the problem so much.i dont have cradit card until now n still dont needed although i have some job, i mean i busy man n i dont needed creditcard now in my town :-)
1 person likes this
@Musicial (471)
1 Feb 07
No, I don't have a credit card, I don't think it's necessary for me.
1 person likes this
@malini4u (896)
• India
1 Feb 07
ok fine so y do u feel like dat??coz everyone nowdays havin creditcard in their wallets
1 person likes this
• India
1 Feb 07
Yeah I do have a credit card!!! And I don't find any particular reason why people don't have credit cards. May be they don't need them or they see them as a kind of persuer to spend more than they can afford. Well best of luck for using efficienty ur card!!!
@malini4u (896)
• India
1 Feb 07
good to see u have credit card..yes am planning to get one for me sooner or later..
2 people like this
@g_aileen09 (1354)
• Philippines
12 Feb 07
A credit card is a status symbol. If you have one, it primarily means you have a good credit standing and banks trust you. Try to have at least one, just manage its usage efficiently.
@firoafame (359)
• Thiruvananthapuram, India
1 Feb 07
i don't have a bank account or a credit card. by dad says that i am too young to have one. hopefully i will get one when i turn 18.
1 person likes this
@malini4u (896)
• India
1 Feb 07
oh dats nice to hear...so wen will u be 18???
1 person likes this
@coolsid2007 (1030)
• India
13 Feb 07
i have 2 credit cards and 3 debit cards ... though i have it i agree that its not needed ... its a debt creater ... instead one should learn to manage finances through savings and debit card is available anyways
1 person likes this
• India
26 Feb 07
I am living with my parents and have just started my life.But still I depend upon them and hopes that it will continue for a few months .I would tell that for a woman credit cards are a must if they have a good job and can stand in there own legs without husbands much help.so in these cases a credit card is a necessary but unless you are without a job and sitting in house sucking your husband who will give you a credit card?
@yogeshk (192)
• India
3 Feb 07
Yes I have. Any problem Malini? Do you want any help from me? Feel free to ask me dear...! I should help you....
@lameran (1147)
• Indonesia
3 Feb 07
I don't have any credit cards until today, and not think to get it for the future until now, I love buy thing using cash, or debit card (debit card is totally different from credit card, since debit is the same with cash, its cut your saving balance). luckyly I'm seldom shoping arround. I think using credit card is make you extravagant when using money, and makes you suffering your cash balance if you can't control it. just IMHO
@navikh333 (529)
• India
3 Feb 07
i dont have a credit card this is because theres many scam cases i have seen with people having credit card.even the bank people wont tell about how much is the tax held......and they wont inform anything about it.so its a btter choice to have a debit card
1 person likes this
@netinet7 (43)
• Israel
3 Feb 07
U dont Have And I Dont KNOw Why :D
1 person likes this
@rockky (186)
• India
4 Feb 07
i dont have credit crd coz m still not earning rite now..i dont think ke its necesaary to have credit cards
1 person likes this
@charms88 (7538)
• Philippines
7 Feb 07
I use my credit card whenever my husband is away on a business trip which is very often. I only got my credit card a couple of months ago. I don't think there's any differences whether you have one or none. Like money, you should use your credit card wisely to avoid piling up on debts.
1 person likes this