while shopping pay money cash or use credit card

I always use cash because when I use credit cards on my purchasing transactions it takes a long time for them to process my card unlike cash just pay them and wait for the change. Also I don't want my family to see the items I've purchased in my credit card they'll have a heart attack.

Personally, I am really good with my credit card - I put pretty much everything I buy on it, and then pay the bill in full each month. This works well for me because I can really see what I am spending (versus what I am making) in a month, and I can decide where I need to cut back if I need to. Also, I get cash back points on my credit card, so it makes sense for me to use it for my purchases.

if i'm short of my cash i use my credit card.but i would prefer to pay direct cash rather than paying thru credit card because sometimes you will forget that you owe from your credit card and cannot pay ontime which i did already and it is already out of the budget.for results,lack of allowance.advise is use your credit cards wisely.use only when it is emergency needed.

well what i think is thta if we hav enough cash in hand then we cud use cash instead of our cards , but if we go on a shopping spree with limited cash resourse then we cud use the cards and it becomes a benefit in disguise.... but personally i dont prefer using cards as they tempt us to misuse them and pile up our bills....

I would say credit card as long as there are no service charge.In most of the places they do not charge and even if they do ,we can request them to waive it. The advantages are 1. we dont have to carry so much of cash--which is risky nowadays. 2. We can get cashback or reward points which we can use to buy someother product which is a benefit for us All finally credit card purchase is useful only if we are ready to pay the credit card bills on time. If not again those late charges and interest is applicable, in that case cash purchase is preferable. One has to be careful while using creditcard in online shopping, since a lot of misuse of creditcard information has been reported which we all know. Have a good safe shopping!

if i have got money in my pocket then i will use that 2 pay but if i have my bank card and no money then i will pay by direct debit, but i would prefer 2 pay by money as its much more simple

I do pay cash when I have enough but sometimes when I really like something and my cash is not enough, I tend to use my credit card. Most often I use cash.

I pay cash because I don't have any credit. Too many money mistakes in the past. If I don't have the money for it, I can't buy it.