how can you manage your financial ?

I always use an excel sheet it manage my financials. Its very useful and it helps me lot in maitaining my budget.

to be frank with you, i never manage my financial. i want to organize and manage my stuff including my financial, but still i can't organize them. it isn't because i don't want to organize my stuff ( i'd tried to be organize a couple years ago,but in the end i still unorganized), but maybe i like something spontanious or plan something for short term. well i have to change my habbit and start organizing and create long term plan. thanks for the brain storming :)

I make a monthly budget and allocate funds for regular expenses like electricity, water ,society,household items. Spend accordingly and for shopping I keep on writing as to what is required, and in the weekend go to market and get it.

I try to memorise everything I want to buy. I also work out the most important to the least. There is always something more important than the shoes I wanted. Generally the kids come first, and the kids come second and then the kids come third. in all seriousness though I try to stick with my monthly budget and try not to spend beyond our means. We have substantial debt and are currently working extra hard to get rid of it. I guess if your careful & determined then financial you should be okay

You dont have to write all your expenses in a notepad all you have to do is to know how much money you have and set aside for your savings it's as easy as self disciple.