Debit cards or checks?

United States
February 6, 2007 8:05pm CST
Do you use a debit card? Or do you write checks on your checking account? I write checks. Which do you think is easier to keep up with?
11 responses
@EdwardF (431)
• United States
9 Feb 07
I use my debit card to pay every bill I have except my rent. I pay almost every bill on line with it. A couple I pay by phone with it. To me, it's a lot easier than a check. . your friend
2 people like this
• United States
10 Feb 07
So, you think it is really that safe?
1 person likes this
@FreakQD (867)
• India
9 Feb 07
I always prefer using my Debit card rather than cheque. We can withdraw cash faster than cheque. The main reason for me not using cheque is tht I dont use a standard signature. Everytime i give a cheque, it gets returned due to signature problem.
2 people like this
• United States
10 Feb 07
That is a very good reason to prefer debit card.
1 person likes this
• United States
7 Feb 07
I don't even know how to write checks. I don't have a job, so I don't have any cards. So, it's just straight up cash for me.
2 people like this
• United States
7 Feb 07
Cash is the best policy. You, figuratively speaking of course, can't go into debt that way.
1 person likes this
@cwilson26 (2735)
• United States
7 Feb 07
I have both checks and a debit card but I mostly use my debit card. I think it is easier to use. I do still write checks out for certain things but when I go to the store or order something online or off the t.v then I use my debit card. :)
2 people like this
• United States
7 Feb 07
So, it's not hard to keep up with the balance then.
1 person likes this
@lols189 (4742)
7 Feb 07
i use a debit card to pay 4 mostly anything. i dont really use cheques as its awkward. i would prefer debit cards to cheques
2 people like this
• United States
7 Feb 07
hi friend. Thanks for posting.
1 person likes this
@stateroad (730)
• United States
9 Feb 07
I like using a debit card but the tricky part is to remember to take it out of the checking account. I always have to put the receipt right in my checkbook or I forget and then my checkbook is out of balance. The debt card is easier then writing a check all the time. But writing a check is safer to keep your check book in balance.
• United States
10 Feb 07
That is what always had me worried. Main reason I never got one.
1 person likes this
@cvarvell (1116)
• United States
11 Feb 07
I don't have either one. I use cash.
@lameran (1147)
• Indonesia
7 Feb 07
I'm always use a debit card to pay, since I don't have an check account, in mycountry to get a check slip we must open an special account that calls "giro", and to get that is a little more hard and using many terms, one of the term is we must have an bussines certification (or somethin like that I don't know what it calls in english).
1 person likes this
• United States
7 Feb 07
looks like the majority prefers debit.
1 person likes this
• India
7 Feb 07
debit cards.
1 person likes this
• United States
7 Feb 07
thanks for your input
1 person likes this
@LittleMel (8742)
• Canada
11 Feb 07
I somehow think cheque is better if it's fixed amount you spend monthly. If it's irregular maybe debit. I think both are easy to keep up with.
• United States
13 Feb 07
did you change your avatar?
• United States
7 Feb 07
I use my debit card for everything. I do not think it is any harder to keep up with than a check, because I always write what I spend in my checkbook register just like I would if I had a check. For me it is just easier because I can get in and out faster by using it. I could see though how it would be difficult to keep up with if people do not write down what they spend.
1 person likes this
• United States
7 Feb 07
Yes, this is true. I can see where they would be faster.
1 person likes this