Credit card anonymus? Is there one already?

You can try consolidation. You will get more manageable payments and a better interest rate. Of course you will not use those cards until they are paid off. Will take about 3 years or so and then you can control yourself having gone through that experience. We got in trouble as young people and did this thing. Recently we had a housefire and consolidated to survive until we could get back on our feet. It has been a real help. With a card of my own I do some spending on line, I pay for it myself and do so making payments a couple of times a month. I do alot online so it is basically just for that. Not a large limit one, I told them to make it for a certain amount, since I want to keep spending down.

I am beyond help at this point, but there is an agency called Consumer Credit Counselling, It is all over the US, and if you can be helped, they will do it. Not all Credit counsellors are legitimate, I know of some that will rip people off, but this one is for sure an honest one. Good luck.

I did spend, and ran into so much debt. I am not paying off a $30,000 dollar loan from it. I will not use it for any reason except dire emergency. There should be a spenders anonymus. Perhaps you can start one up. I think it is a great idea.

I don't spend a lot with credit cards but that's because I don't have big limit in it. I think Wilderr is right, you should consider Debt Consolidator, I don't know what they are called in the US but something like that.

Oh dear I feel for you, been there. I am guessing there is such a thing but don't know where. What I did was took my cards and cut them up. I have not had a credit card for over 20 years and will never have another - If I don't have cash I don't buy it.

Called a consumer credit counseling agencies acrcss the United States is,if you can be helped.They will do. Credit counselors not all legitimate, I know some people would rip off, But this would definitely be an honest person. I wish you the best of luck.

I like Credit Card Anonymus:) I had to laugh. I can feel what you is saying Honey I just put myself in debt when I went out of town for 5 months. I hate it! I spend like crazy. This what I am about to do. 1.Purchase nothing else if I don't have it I don't need it. 2. Write all my bills (I owe) figure what is good amount to help with each bill ( To keep me head over water. 3. BUDGET FOR NOW ON.......... I don't know if this will help you but i know it will help me. But let me know if you find out about CREDIT CARD ANONYMUS

No I don't but I suggest that you cut them up and concentrate on paying them of. They are to tempting, I could never afford a Creditcard. To me they are to tempting. When you see something you like and you have a credit Card you buy it where if you don't and don't have no money you can't Buy it and get into Debt.

i have stop using credit card for a long time no, i used to have problem with it, i dunno how much money you have, but if you really want to get rid of the bill you can alway go bankcury on it. but i dont recommnd doing it that way.

Credit card anonymous is a great idea. There are too many people in your situation these days. Credit cards make it way to easy to get yourself in way over your heads. I personally don't have any credit cards, just a debit card now. That way I can't spend more than what cash I have and what I have in the bank. As suggested earlier, debt consolidation is a great idea. This should lower your interest rates while combining all of your debts into one. Just be careful not to run up any more charges unless it is truly an emergency.