please can someone tell me how i can raise £20000 for a business being a discha

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please can someone tell me how i can raise £20000 for a business being a discharged bankrupt? although i was discharged some years ago, i am earning an excellent salary, have 2 new cars, bloody good job, have traded in the line i wish to invest in for some time - alongside my job but do not own my own house. I am finding it impossible to borrow the relatively small sum of £20000 to purchase the lease on a lovely shop to enable me to fulfill my dream and grow my fledgling business. You may ask why , if I am earning such a good salary do I need to borrow the money? The reason is because I have 3 very busy kids that cost lots! Does any body know how I can borrow the money from real humans that will listen to my situation? Am I really going to be treated like a criminal because of a small bankruptcy in the past? Surely there must be a way to do it. The crazy thing is is that I have no problem paying the loan back at all, I just need the loan to do it in the first place. Please help!!!!!! grahamk