Do you think a family should have more children if they can't afford insurance??

@astromama (1221)
United States
March 7, 2007 2:30am CST
Ok, I'm not naming names, but I want to be completely honest about the response I felt to a post I read here on Mylot. The situation is, this family already has a number of children (5, I believe) and the poster was upset because she couldn't conceive another child although she has been trying for some time. I read the comments and discovered she can't go to the doctor because she doesn't have insurance, but all her kids are covered by the state. Now, I am a liberal and a pretty understanding person, but it kind of bothered me to hear that she wants to keep having children when it's apparant that she cannot afford the ones she already has. As many people would say, that's THEIR tax dollars supporting her family. Is this right? I don't want to sound like a jerk, but at some point I think it's kind of selfish and irresponsible to keep bringing children into the world if you can't provide for them. What with the growing population and the strains on our economy already, this sort of thing bothers me. What are your opinions on this, and I'm truly sorry if I've offended anyone... I just have to be honest here.
10 people like this
17 responses
• United States
7 Mar 07
I personally think that if someone is on ANY state or federal welfare/assistance programs then they should be denied having ANY new children. They are already a drain on the system and therefore are just causing more of a drain. The purpose of the government is not to support the lives of individual people, it's to support the lives of all the people equally. I think in a case like that the government should actually deny funding the new child. Then when the parents are slapped with a thousand dollar bill they will get a reality check. I personally don't mind how many kids someone has. Heck, my dad was one of something like 7 kids. My grandmother and grandfather raised them all very well without any government assistance programs. My grandfather had a job at GE aircraft engines and worked overtime when the extra money was needed. Hopefully this person doesn't have the child, but if it does, I can only see another reason why taxes can't go down.
5 people like this
@astromama (1221)
• United States
8 Mar 07
Thank you for you thoughts. It is people like your cousin that are, as you said, taking advantage of a good thing. I would never look down on a person for using govt. aid if they qualify for it, though, as I think the cost of health care is shocking in this country and the fact that we don't have govt. funded medical coverage for every citizen appalling. However, having babies to get money is troubling to me... and having more babies than you can feed and clothe without that extra assistance I think is selfish.
1 person likes this
@all4ucnc (861)
• United States
8 Mar 07
I have a cousin who was supported by state dollars and was actually tring for another child just to get more money, this about made me sick, luckily she was not successful, they tried for a year before giving up. I can understand people being supported by the state to help you get up on your feet when times are tough....But TOO many people are taking advantage of a good thing. I have 2 kids, badly want another but can't, due to a historectomy I had to have after having my daughter. But we work hard for what we have, and we're proud that we are able to give our kids everything they need, Too many people are spitting out kids when they can't support or raise the ones they already have. It just doesn't seem fair to the kids, who end up deprived of food, clothes, or other necessities.
2 people like this
@stephcjh (38473)
• United States
7 Mar 07
I don't think she should keep having children either. I was the one who always carried our insurance for us when I was working outside of my home, but now that I am no longer working outside the home, we cannot afford it. My husbands insurance is outragious. My daughter's dad carries insurance on her and my husbands employer carries it on him. I am the only one here that doesn't have insurance right now but I am working on it. I just recently paid some bills off and have a couple more of them to pay before I can afford to buy insurance for myself through my husbands place of work. You haven't offended me at all. You have only spoken the truth on how you feel on the matter or situation.
@saphire539 (1639)
• United States
7 Mar 07
I totally agree with you she already has 5 they shouldn't have any more until they are financially able to afford another child.
@lpipe0240 (1161)
• United States
7 Mar 07
I agree with you. There comes a certain point in life where you have to be responsible for your self and family. If you cannot do that then we have state programs that can help you. All good. But for people to abuse it and continue to have more children is wrong. Find a job that has insurance first and then have more kids.
3 people like this
@astromama (1221)
• United States
7 Mar 07
thanks for your response. I believe very strongly in a few principles.. one is 'do not take any more for yourself than you need'. I think if everyone followed this principle, we wouldn't have super rich people who horde all their goods and on the opposite of the spectrum the starving poor. Take only what you need and leave the rest for someone else. If someone needs govt. assistance, fine. But like you said, to 'abuse the system' is like taking from someone else who needs it.
2 people like this
@eden32 (3973)
• United States
7 Mar 07
I agree with you for the most part. But not knowing the exact situation I could change my opinion if I knew a few details. Here in Massachusetts there is an insurance for children that is based on a sliding fee scale. No matter your income, if the parents can not get private insurance their children are able to be insured through this program. The parents pay a fee & co-pay based on their income. To me, that's not quite the same as being on government aid.
3 people like this
@wheener (52)
7 Mar 07
I can't realy answer that as here in the U.K the government pays all the medical on the NHS (National Health Service) without insurance and no matter what your income is.
3 people like this
• United States
20 Mar 07
I totally agree with you. People like this make me sick. I know having babies is wonderful but if you can't take care of the ones you have then maybe it's time to stop. For the unborn child's sake and for the ones you already have!
1 person likes this
• Malaysia
8 Mar 07
yes..i agree that we should not hve brought up another new life if we can not provide enough for them. i hve always come to think that why should we bother to give life if we know that in the future..there are lot of things that we can not afford especially in terms of providing the extra needs in this challenging life..of course its our responsibility to look after their needs but how should we do it if ourselves had not had enough of it? Right, this may sound silly and selfish..yes..but at least we are trying to avoid the new life from getting involve with this crazy era...but then again it will go back to the individual..
1 person likes this
• Canada
9 Mar 07
I'm really not sure how I feel on this as I have five children ( we are able to care for them all ourselves and don't have to relie on anyone ) but at the same time I wonder if someone should be deprived of the joy of a bunch of children because economically they don't have enough money . This person could be a truely wonderful mother other then the fact that she does not have a lot of money , maybe this is the only thing she feels she has to offer the world or the only thing she finds that she can do anything ( in being a mother ) , so I am not sure how I really feel on this subject . I probably feel a little different then others just because for years I was unable to have a baby and have sympathy for those that more then anything in the world want another child . I already had a couple but that did not stop the longing I felt and it made me feel inadequate to be able to do what even children were doing so easily and not wanting what they were getting because they didn't use protection .
@carlaabt (3504)
• United States
9 Mar 07
I think there is a huge difference in being able to provide insurance for your children, and being able to provide for your children period. My husband is active duty military so obviously my son has what is probably the best insurance in the United States. However, if he didn't have insurance through his work, we probably wouldn't be able to afford it. And I think we are providing just fine for my son. He's 13 months old and has lots of toys and clothes. We've never had to worry if we were going to be able to afford food for him. He has a savings account that we contribute to every month. But insurance would still be hard for us to pay if we didn't have it included as part of my husband's benefits. Especially now that I'm staying home with my son and only working 2 days a month outside of our home. And I don't know of anyone that would say we aren't properly caring for our son financially. I would have a completely different view on this I'm sure, if this family was living on food stamps and welfare. Then I would be inclined to say that they probably shouldn't be trying to have another child. But just being on state insurance isn't a big deal to me.
• United States
7 Mar 07
I totally agree with you! It's very irresponsible for this person to try and have another child when they can't afford to take care of the one's they already have, financially. Even if this person loves their children more than any one could ever love their children, love isn't going to feed their child when their tummy aches from hunger or pay for that hospital bill when the child swallows that blue lego! But I guess it's our job to pay that bill and feed their children because this is what a person that's trying to have their 6th child on Medi-Cal thinks! Don't feel bad for offending anyone! They make themselves look bad by discussing their personal lives on this subject! It's one thing to already have 5 kids on government aid (myabe it just happened) but "trying" to have a 6th!! That's just immature and selfish!
2 people like this
@astromama (1221)
• United States
7 Mar 07
Thank you for your response. It's the 'trying' to have another that got to me a little bit.. I just cannot imagine a good enough reason to 'try' when you have already been blessed with so many. I am about to have my first and I want to keep it at one child for a good long while because it is hard enough on my husband supporting me and a baby.. It's like the stereotypical 'welfare mom' who gets more money the more children she has, so she keeps having them just to get that cheque in the mail.. i don't think this woman is like that, but just assuming that you can put your kids on govt. aid is abusing the system. There is nothing wrong or shameful about needing a little help now and again, but deliberately having kids you need govt. assistance to pay all their doctors bills, etc. is irresponsible.
2 people like this
• United States
19 Mar 07
Yes, it is very irresponsible! But I found something out about welfare here in the U.S. (I say here because I don't know what country you're in, there's so many different people from all sorts of countries on here!). Did you know that people on welfare here in the U.S. only get money and welfare for up to 2 of their children! Yeah, no matter how many children they have they can only claim 2! But medical insurance is different, they can claim all their children for that if they wanted to. I just thought I would share that with you! I thought it was interesting!
1 person likes this
• United States
8 Mar 07
I am in this very situation, ironically. And let me elaborate here. I am personally not covered by insurance because my husbands premiums for health insurance through his job are $117 for a family, or $5, for himself, that is PER WEEK. Can you afford $117 A WEEK for health insurance? See, here's the thing, my husband works, so he pays taxes, so his taxes go to pay for the state health insurance for my kids. Stating that I can't afford to take care of my current children is a GROSS misrepresentation of the facts. I pay my bills. My husband works, and with that money we pay our own rent, and our own utilities, and our own car insurance. The only assistance we receive is for health insurance, for our children. It is a fact that in the United States that most people that are uninsured are MIDDLE CLASS people who work week to week and can afford their lives, EXCEPT for their health insurance. My children all have clean clothes, new clothes when they outgrow their old ones. They all have their rooms (they do bunk up 2 to a room), and their toys. We also pay for internet and phone services. We choose to go without cable because we spend more time as a family without it. Do you see where I'm going with this? For you to assume that someone can't care for their children because they can't afford the offered health insurance through their employer is just in so many ways wrong. And I am thankful that my children are covered by the state, because if there weren't a program in my state (and in some there aren't) that covered kids, they wouldn't be covered either. My ex husband doesn't have my children on his insurance because he can't afford it for himself, let alone our kids. Though he pays taxes and extra support, directly to the state, for their coverage. And yes, you have offended. And just so you know, it'll be our last child, when we have it. And how many children we have, is no business of yours. All of my children are loved and well cared for. They aren't sat in front of a t.v. all day or given video games to make them "leave me alone". They are well mannered and well behaved. Maybe it's the fact that you have an issue just with me having so many children in general. Could you see yourself with that many kids? Would you still have your hair? Would you feel like you were going insane on a daily basis coordinating all of their schedules? I'm going to assume (as you did to me) and give a great big resounding YES to all of the above! By the way, Have a nice day!
@astromama (1221)
• United States
8 Mar 07
I was raised by parents who were both middle class workers. My father ran a successful farm and my mother worked as a nurse. Some years the crops weren't so good and we had to make do with less, other times things were flush. My point is, BOTH of my parents worked outside the home to make sure we never went without anything, and my parents would have seen not having insurance for their children as a pretty huge deal. There were three of us. My views are likely shaped by the way I was raised... my mother hated not being able to be with her kids 24/7, but she taught me that you sacrifice to provide WELL for your family.... My views are also likely shaped by the fact that she now works with the state child welcare clinic and tells me some horror stories about mothers who continue to have babies they can't afford JUST for the money, and what a drain this is on their state resources. I am not saying you are one of these mothers. I am simply asking what the popular opinion is on this topic, and as you can see, most people feel you should have the number of children you can adequitely provide for. I do not know your whole situation, and I agree with you about the cost of insurance. I am pregnant with my first, I love children, and could see myself with a number of them IF I wasn't concerned with things other than my maternal desires. Namely, the environment and overpopulation. Also, I take into consideration the high cost of higher education and would hate to have to tell my child 'we can't afford it' if they wanted music lessons or something extra. I think providing well is different from merely providing. My best friend in the world is a single mother of three, and when she talks about the desire for a fourth I say these same things to her. All her kids are on state insurance, she feeds them with food stamps, all three sleep in one room, and she is consistantly late paying rent and bills. She gets no child support. I guess I posted this wrong. My real question is why have more when you already have so many?? And what happens when they become old enough to need help with a car payment or school loans? Children remain your children long after they leave your house, and I for one am grateful I have parents I can go to in times of financial emergency. I just don't see how one man can provide well for 7 people... but if I offended, I am sorry. It reminds me of a time when my friend's parent's got very angry with me when I said I was having a hard time getting financial aid for college. Their p.o.v. was that my parents should pay the whole amount for me, or I should pay it myself instead of depending on THEIR tax dollars. I said, well, MY tax dollars go to feeding your grandchildren (foodstamps) and they had nothing more to say. I feel people are very invested in where taxes are spent, and lots of people are vying for that money, and lots of people with ligitimate illness are homeless due to lack of proper medical care.
• United States
8 Mar 07
*stands and applauds* well said that is exactly the same as my situation.
• Canada
8 Mar 07
I honestly believe that a man and his wife have the right to choose how many children they want to have. It's not up to the state or the government or anyone else for that matter. What goes on in a couples bedroom stays there. I don't think limiting the number of children a family are allowed to have is going to solve anything either. Unfortunately, there are always going to be people who leech off the welfare system, but if it's not families who don't work, it's going to be someone else who doesn't work. No matter what, those tax dollars are going to be leeched somewhere by someone. Saying it's just people who have too many kids is wrong, because it's much more than that.
@lillake (1630)
• United States
8 Mar 07
To me not having insurence does not mean unable to provide. Personally insurance should be available to everyone who cannot afford it. Now let me say we have state insurence. How much of anyone's tax dollars are used, including my husband's tax dollars? None. We have it for immergencies, but really don't need it. However we're the type to treat ourselves rather than running to the doctor over many things. But anyway, not having insurence can we provide? yes. They have good food, clothes, warm beds, diapers, toys, and love.
1 person likes this
@astromama (1221)
• United States
8 Mar 07
I don't think there is anything wrong with utilizing state services because, in all hoonesty, I would rather use up those tax dollars myself for my families health emegencies than have it go to fund a war I don't agree with. And I agree that providing for a child means so much more than just having health insurance.... I think the part I question is how responsible it is to continue to bring children into the world when you, as their mother, cannot afford to go to the doctor unless you are pregnant. My family is also the type to treat itself, most often using homeopathics or herbal remedies... unfortunately not all families are like that and do use a lot of resources.
1 person likes this
• Malaysia
8 Mar 07
I am agree with you definitely, that's not only about irresponsibilities and selfishness, but it can bring to social problem as well if a family can't afford good for coming children. The most important i would say is their education, how one family could afford that many children for good education if they are not rich enough. Piece ^.^Y
@Fishish (696)
• India
8 Mar 07
i think u are right, we are responsible for all that we do adn we cant go on having babies just to fulfil our dreams when we can t afford to. it is also about being a responsible citizen, dont burden your country like that. i think it is even not possible for parents to take care of and keep a check on many children. that in turn leads to many more problems. such a big family is only difficult to handle.
@romel_ece (1290)
• Philippines
8 Mar 07
I think it is better to have less children, if we can't afford an insurance.It is better not to depend on state rather as parents we should try our best by working hard in order we have enough income to support our own family.In that case we can even buy insurance for the whole family.
@sassy420 (36)
• United States
8 Mar 07
Ok i started not to say anything and just move on to another post... but being as feel the need to i am going to. Now you may not like what i have to say but frankly put i do not care. I am 26 years old and i have 5 kids. My kids have gotten state insurance but who are you to say that its because they cant afford to have another child.Just because you have state insurance dosent mean you cant afford to take care of your children. The problem is most people cant afford health insurance because the prices are rediculous and the problem with the economy and the population is the U.S worrying about other countries and not taking care of their own.I for one raise 5 kids my husband works full time and we have STATE insurance and i pay those TAX dollars so if i Want and need to use them then its my GOD GIVEN RIGHT.i also have regular insurance that pays first then state insurance picks up what they dont and as far as her wanting another child......i would much rather have her use it than some imigrant who sits over here works and still gets medicaid and foodstamps and pays NO taxes. If the government would help their own instead of helping other countries and bringing their bagage over here for us to have to suffer because of we would be just fine.Im not saying that it is ok for people to just keep having babies and living off the state no i dont agree with that at all but what i am saying is this.... who are we to say an american citizen whom we dont know what the total situation is cannot use state insurance or continue to have as many children as she would like to have.When we stand back and allow the government to let imigrants come over here and take the things that should be helping OUR homeless people and those that are really in a crisis situation.