banks

Thanks for opening this discussion, since I got some information about the icici account. In fact, I tried to open an account there today, but had to back out after two long hours of discussion. It was mainly because they insisted on a lot of papers for identification and I found it impossible to get all of them in a single day. I needed to register a credit card today itself, and so I decided to get it from sbi, where I already had an account. I guess theior services are almost similar and that sbi is truly hassle-free and client friendly.

Hi, I too have been a customer of icici , the service of this bank is nt great to begin with , I wanted to close the acct , but its a corporate acct so didnt do anything....the execs in the bank r least bothered about their customer...if I had to rate them I would rate them 3out of 10.....

ICICI bank is quite reliable. The plus points: Lots of ATMs and banks. Banks are open till 8 PM You get a free debit card which can be used for purchases etc Their customer service is pretty ok Online banking makes things easier On the downside: They require a minimun average of Rs. 5000 If you start defaulting their credit card payments, they become quite rude, slap huge fines and are a pain to work with It is very difficult to close a loan/credit card loan and they popup after a few months with another pending amount. I prefer State Bank of India which is more reliable.