Credit Cards

I have already conveyed and will continue to say that you are exceptional friend. Though I started the Discussion many weeks ago and forget about it, but you made it alive, by posting your quality response. I really appreciate quality responses, and whenever I read them, I feel that I am lucky and I thank God that HE gave me an opportunity to become friend of intelligent and mature persons, like YOU, who would always enlighten, advice and guide me with their own experiences. I agree if you do not use credit cards wisely and judiciously, you are likely to land in trouble. You have to be very very cautious, while using Credit Cards. You have to be alert about timely payment, otherwise you are likely to pay heavy amount of interest. I am not exaggerating, believe me, I have been using credit cards to obtain their maximum benefit (i.e. both for credit and convenience)and I make it a point to make timely payment, without fail, I do not using credit cards causes me problems for me. But if you are not alert in using these cards and making timely payment, it will become a headache for you. Thanks so much for sharing your views. (+) rated, as always.

Thanks for telling me tht credit cards can be risky and one should use it very wisely.

Thanks for sharing your views. I think if use the credit cards wisely, it may not be so risky. No doubt, that Debit cards are safer.

Thanks, Smita for your views. No doubt Credit Cards are risky but sometimes they prove very handy and effective also. If you keep it carefully, use it carefully, you can get full advantage from a Credit Card.

Thanks

Thanks, scarleminivet.

Thanks.