"Credit vs Cash"

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Some kind a important to me as well as yours......Not at all time we have cash on our packet niether wallet to buy urgent things we need. By the way I'm not a luxury person so everytime I spend my cash it's basically the important one.......In case, I have my option of course my "credit"....it helps me a lot whenever I'm into short....hehehe nevertheless I spend both wisely in order not to commit someday a headache on my head....