using plastic money for purchases

for me credit card is better when purchasing expensive stuff so that you wont be carrying to much cash. and it's even better if it's at 0% interest. i just need to be careful and prompt when paying so that i won't be paying more than what i purchased. i prefer cash when buying less expensive things so that i don't have to worry anymore when the credit card is due and i don't have money to pay for it.

I use both. Sometimes its more convinient to pay in cash, because its faster. But sometimes its best to use the card especially when I'm out of budget.

I live by my Visa check card--it's an ATM card but I can use it like a credit card. Makes life move faster and is much more convenient than carrying cash!

credit cards are useful specially when I make big purchases at 0% interest & can be paid on installment. I have my monthly budget so to stick to my budget, i pay on cash. I use my credit cards less than cash purchases, but when I do use it on credit, I see to it that I pay the full amount before the month ends.