I'm in dept up to my eye-balls. Need Help!!!

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Ive been out of work for more than a year now. I'm Having a hard time finding work, mainly because of my age. I think! Anyway, I have pretty much run out of money. Had to cash out my savings to live on. Now I'm faced of filing a BK, not that I want to. Possibly losing my home which is all that I got Left. Maybe some one can Help direct me or able to help me decide what to do. Need your input!! Thanks