How to manage your debts

@julaqq (141)
Philippines
March 24, 2007 7:11pm CST
I don't know how long i could finally settle my credit card bills. I'm torn between putting my salary to my savings account or to pay my debts. I've stopped using credit card a long time ago because I realized the value of saving money. The hard part is, I've wasted some of my money just to pay the interests and financial charges on top of the outstanding balance of my credit card bill. How will I be able to settle this debt without compromising on saving money? Help!!
2 responses
ondo1015
@ondo1015 (1884)
• Philippines
30 Mar 07
I have money card but not credit cards. Even I have money card I didn't usually used it in shopping centers , I use it only in loading business, cellphone loads. Thank god I don't have credit cards.
7nicole1
@7nicole1 (1633)
• Canada
25 Mar 07
Well one thing you could od is take all your money you do have saved and take it and hide it not in a bank then claim bankrupty. It will ruin any credit you have for 7 years but you can get out of debit quicker this way without paying interest. They will combine all your outstanding bills into one and it will be small then you pay it right out and its over ecept you have bad credit for 7 years but other then that theres nothing you can really do but ride out the rest of the bill payments.