Why you don't like credit card?

Credit card would never make me rich. I've had one, and I always think that I can buy anything. But, at the end of the month, I can't pay the bill.

Yup..I think you are right. It depends on the people that use the credit card. For me, it would make me sick..

i don't have any credit card and even if i wanted to have one no bank will provide me one 'cause im not making much money. greetings. : )

yes they will seriously get u in debt exspecially colledge kids who use them alot. We have a few lol hope to get them paid off shortly though

Dear Durenman, I had my first credit card while in high school. At that time debit card system had not appeared. The reason I was given that card was so that I did not have to carry a big amount of money when I travelled abroad. It seemed like a good idea. And the thought of having credit did not cross my mind because the concept is if you want to spend from the credit card, you've got to have the money to pay later. Credit card only serves as a means to make things more practical. But I think nowadays we misuse credit card to serve our unsatisfied appetite for material stuff. It feeds on the greediness to get everything at once. I still have one credit card but I hardly ever use it. Usually only to help buying stuff in the internet which I pay back right away so that no interest will be levied on me. Today, I prefer the debit card if I want a thin wallet...=)

credit card it good when emergency, but not good when use no limit, if debt high, interest of course high...

Kept me in debt for a long time..paid them all off and now I have no debt! Don't want anymore credit cards...

I don't have a credit card for the simple reason that when we retired we decided that if we couldn't afford to buy something out of the actual cash we had, then it could wait. LOL Before retirement we did have a credit card and used it sensibly so we didn't have a large bill at the end of the month and could pay it off in full to avoid interest charges. On retirement we cancelled the credit card and have managed quite well without one for 10 years now. :)

Actually CC sometimes help...but yes it make me have an endless debs :(

Credit card interests are through the room, you make an online or over the phone payment BEFORE its due and they don't process it quick enough to they slam you with late fees, The call to inquire about a payment but won't leave messages, and the activation fee on some of them is just outragous.

They are nice for emergencies but if you use them a lot then you are paying interest on EVERYTHING you buy on them. Who wants to pay that much interest?

ya i accept that

i don't like 'em because it can onlymake matters worst for me i meani might spend more than i can afford and be left with a huge bank problem

because it is just plain stupid.i rather get a debit card.

who have said you that i don't like credit cards?

i dont have.. and i think it's better that i dont have.. coz their charges after using it is killing..

I don't like credit cards because the fees are very high.