Would you lend money

It's not often that I lend money because most of the time, I never get paid back. Even then, I am usually broke & in need of money myself, but pride usually gets in the way. Not only that, I don't really care much for borrowing money because there is always that chance that I cannot pay it back.

Your friends should ask for it back in a nice way, like ' I really need money for my needs and would like you to return it back.' It probably will sour the already unhappy situation further. What a dilemma. This my experience as a borrower and a lender. Many years ago, I had to borrow money from a distantly-related elderly cousin ( she had passed on ) to pay for my final year examinations fee. I promised to pay her back when I got a job. Three months after I leave school, she started asking through my much older sister for her money. I did not have a job yet. I had part-time jobs ( off and on type) and could not afford to returned the money to her. At every end of the month she would for her money. I felt bad about it that she was unhappy and could not wait for me to get a regular paying job so that I could returned the money back to her. Finally, near the end of that year I got a job offer and was able to pay her every month. I was determined to show her that I was not what she thought I was - a person who does not on return money that she borrowed. Since that experience, I have not borrowed money and will always live below my means. Generally I do not like to lend money because of my late older brother. He did not hold a proper job and was always borrowing money from relatives and friends. He hardly returned what he borrowed because he did not have the money to returned to his lenders. But I would lend some money to very close trustworthy relatives and friends ( people I personally know for years). The money should not be a large amount. I don't have that anyway. If possible, I rather give than lend money to them because they may not be able to return the money to me.

I think that if I had the money to lend them money, and still support myself, I would lend them the money! :) If I were to have the money, I would at least expect them to tell me that they will pay be back soon, if not I would think that a good friend would have the decency to repay in a certain amount of time. But, if I told them that they did not have to pay me back....or I knew that I was just really trying to help out as much as possible, I wouldn't expect them to pay my back. I think that if someone is having an issue with another friend not giving the money they owe back within a certain time, they should definitely ask for it. But, if it is a real friend and I trust them, I would not hound them for the money back! :D

I did years ago and never got the money back. So my policy from that point on is never lend it because that can break up a friendship.

I will only lend money to real friends, and real friends will return the money. If they don't, just take it as you made a mistake thinking that he is a real friend which he isn't. Until now, all my friends whom I lent money to returned :D

I guess I would but it also depends on how much and if it's a real friend. I remember when I was a kid, I know its a bad thing but.. I remember that I thought I can buy friendship. Dunno why I thought so but.. I always gave everyone what he or she wanted. No matter if it was money or sweets, doing their homework.. I thought I get friends since noone ever wanted to be my *real* friend.. okay, I go offtopic.. sorry