Have you ever lost you luggage

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I travel a lot and this time in the past 6 months I have lost my luggages thrice with British Airways (Unfortunately I can not fly with other airlines for the next 3 months). Its a pain loosing your luggages. Though I do not keep any important items and documents in my luggage any more, you can not afford to loose them at a stretch three times. Sad part is that you can not file a case against the airlines ( When you buy the ticket you consent to their terms and conditions which safeguards them). Twice I have got it back after a week or so but damaged and destructed condition. How many of you have had similar experiences and Is there any solution to teach a lesson to the airlines. This is not only my case, when I was there in British Airways office I had seen many people with similar complaints .