How do you pay?

Debit card or money transfer is definitely the way to go, it's also safer to use online and there is no pesky interest rates to worry about... also debit cards these days can be funded by E-Gold and other online currencies!

Almost always use a debit card from my current account. Buy petrol and other purchases. Cash is used at work for snacks and drinks.

Most of the time I use cash. Seems a little old fashioned doesn't it. I don't care much for points and things like that. I don't like to use credit cards at all unless I know it's paid for before the due date. I hate to waste my money on interest payments. I figure that by the interest I save by not using a credit card, is the same as accumulating points. Except that I don't have a bill and I am not losing the money in the form of interst. Think about it!

Personally I prefer to use a debit card. That way the money is coming out of my bank with no interest charges, and I'm mot using monery I haven't got, but it's much more convenient than using cash. I rarely have cash on me at all in fact - just the odd £ for emergencies.

yes, I always like to have a little cash on hand but use my debit card for most all buying , I have credit card but only use it when I have no other way ,such as buying something on line, and that is not often, I also have a chek book but don't carry it and don't write checks except to mail a bill ,such as electric or water bill ... some things like insurance payments I just have take nout of account

When buying groceries I always use my debit card and there are two reasons for that. The main reason is I never know how much my groceries will total and rather than facing the embarrassment of being short, I just use my debit card for the total cost. The second reason I rely on debit is I find in the long run I spend less. Have you ever noticed you take a fifty dollar bill and you break it, lets say your groceries or whatever your purchase is totals we'll say 36.39 you've paid with a 50.00, well once that 50 dollar bill has been broke it's so easy to spend the remaining money because 13.61 is nothing, but face it if you did that a half dozen times now you've spent 81.66 which is more than double what your original purchase was. I call this food for thought !!! Thank You

I always use my plastic because it is much easier than carrying around a lot of cash with me as our weekly shopping bills are £100+ so it is far more convenient to pay with my credit card, besides I get points for using my card which are saved up for cash, so it's in my interest to pay by card. I don't tend to use cash much nowadays.

I use my debit card. I too earn reward points for using it. The convenience of swiping a card is a good reason to use it as well. I personally don't care to carry a lot of extra cash around with me. Most places accept the debit card now. But, it can be a hinderance too. You are more apt to pull out the card for purchases that you really don't need. It takes discipline not to do this.

well i usually use check i have 2 accounts one is my atm account which i usually carry 100 dollars a week in for gas, my hubby's lunch and if i have to go to store buy like soda or a snack or something. my other account is account for bills i know how much each week i have to put in there for my bills and that's the one i have my checks with, i usually have money in my bills account for grocery, because it's added like a bill.

well since i dont have a credit card, i do have an eftpos card i use that (debit card) rather than using cash i like to just have cash for emergencies only. some places dont have card access so need the cash.

depend wath I must buy, in general I use a money, if I go a market for a big shop I use credit card.....for pay gas light, telephon ect. I've a rid on banking

I don't like carrying a lot of cash, and as we normally do a big shop about once a month in the supermarket it can cost around £100-£150. We normally pay by credit card (which we pay off every month) and get points for this, I hate paying the full price for anything as most goods are very overpriced especially in 'Rip-Off' U.K. so getting points for that amount spent is a help as well. Same with buying Petrol, I use the same credit card to get points and also have a petrol company loyalty card so I get two lots of points for buying the petrol. If I buy anything over the internet, I usually buy via sites which gives me points as well, including sites like Amazon, I have my own web-site which links to amazon and gives me a commision every time someone (i.e. me ) buys via this link, although there are other sites I use as well which gives me points for buying from amazon - eg Mutual Points or i-Points.

I like to pay cash, but if I'm not sure that i have enough on me I used the credit card.

When grocery shopping, I use a combination of payment. I cash-in my pop bottles and put that towards the bill. The store I shop at pays me to re-use my paper bags so that also brings the bill down a little more. I coupon heavily and the store doubles the value of my coupons, again knocking the bill down lower. Whatever is left, I use either the debit card or a check or cash. I usually only have to pay money for one-third of what I actually bring home. Yes, that is right. On the average, I save about 70% on most shopping trips. Imagine paying $14.50 and taking home about $250.00 worth of food and products. It is so much fun.

I never keep cash in my wallet as I have had it stolen and never want to go through that indignity again. It is far easier to replace cards than it is money. So I mainly use eftpos for shopping.

I usually pay in cash; however, have used my credit card. Its to easy to end up adding a lot of items to your shopping cart when using a credit card, so the only time I every pay with a credit card is when an important holiday is coming soon like Christmas.

I try to avoid using my credit card even while paying for my groceries. I have this habit of adding things that are not on my list. If I have enough cash with me, then I would pay in cash. Otherwise, I would use my very tempting credit card. :)

It depends on what mode of payment the store offers. If there is card, I would use that, for same reason as you. ;-) Otherwise, it would be back to plain old cash.

I dont have a credit card so i always pay cash...

I use cash most of the time,because in our city,there are only a few store accept credit to pay.in fact ,I think credit is more convenience.taking too much cash in your body is usually an unsafe thing.