How did you start the flood?

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A doctor vacationing on the Rivier a met a lawyer friend and asked him what he was doing there.the lawyer replied,"i am here because my house burned down,and the insruance company paid for everything.what are you doing here?" "that is quite a coincidence,"said the doctor "i am here because my house were destroyed by a flood,and my insurance company also paid for everything." the lawyer looked puzzled,"Gee,"he asked,"how did you start the flood?"