@13tyates on myLot

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

dave ramsey

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5 people

13tyates @ricki_911 Awesome! We haven't started putting away money but we will be soon.

29 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates I agree, it seems like he made it so it's hard not to fail.

28 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates That's awesome that you're debt free! Would it be possible for you to save up monthly towards a car and pay at least a substantial part of the cost when you get it? That would help big time on keeping down the amount you pay in interest.

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates He definitely is, thank you!

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates @paigea We tried to do that for a long time but over time it got more difficult. We'll be much better off without them I truly believe.

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates He's very big on getting a $1000 emergency fund setup first. Otherwise there is a chance you will use the credit in the event of an emergency. Congrats on getting a credit card paid off!

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates Thanks for mentioning her, I'll give her books a look and see if I pick anything up from them! :)

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates Thanks! I hope to get through with paying it off in a year or so!

27 Jan 17

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1 person

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates I have thought about that, luckily most of our debt is in the interest free time frame as the cards are fairly new. Overall we will give away very little additional money if any by starting with the highest interest rate first.

27 Jan 17

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1 person

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates Yeah he has a radio show, youtube, podcast, etc.

27 Jan 17

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1 person

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates That's true and I have thought about that. Luckily over half of our debt is either still in the interest free time frame on the credit card or an interest free special on purchases. We'll spend very little in interest even using the smallest to largest process...

27 Jan 17

13tyates @13tyates (1606) • United States 19 Jan 17

Does anyone else watch the show How It's Made on the Science Channel? Sometimes when I can't find anything else I want to watch I will flip it over there and watch a couple episodes. It amazes me some of the things that will be...

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3 people

13tyates I like all of those shows as well, they can be very interesting!

27 Jan 17

13tyates @13tyates (1606) • United States 26 Jan 17

We're working on paying down debt and have looked into Dave Ramsey's philosophy. It has to do with getting a $1000 emergency fund set up, then working on the smallest piece of debt working to the largest. He calls it a "Debt...

9 responses •

5 people

13tyates @13tyates (1606) • United States 21 Jan 17

Over time I have found myself watching less on the actual television channels and more on Youtube. You can find just about anything you want on Youtube and it is starting to also make original shows of their own. If I didn't want...

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3 people

13tyates We're working on forming a budget to get our debt down and this is an easy option for me to get our monthly bills down. Not hard to say goodbye to old style television!

26 Jan 17

13tyates @13tyates (1606) • United States 21 Jan 17

Over time I have found myself watching less on the actual television channels and more on Youtube. You can find just about anything you want on Youtube and it is starting to also make original shows of their own. If I didn't want...

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3 people

13tyates I have a Chromecast as well and I love it!

24 Jan 17

13tyates @13tyates (1606) • United States 22 Jan 17

We got this new counter top grill thing... It has attachments for panini, waffle, grill, and quesadilla. We have been using this thing like CRAZY! We made brownies and then I topped it with bananas and caramel sauce. It was...

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2 people

13tyates It was SO good!

23 Jan 17

13tyates @13tyates (1606) • United States 17 Jan 17

So we just recently got a Dominos Pizza location in our small town. We live a deprived life of little fast food choice and it was a shock to get a new pizza place in town. I like it because it's really making Pizza Hut step their...

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10 people

13tyates That sounds great! I wish our Pizza Hut was ran a little better and I would enjoy it so much more. They are not very consistent.

22 Jan 17

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1 person

13tyates @13tyates (1606) • United States 22 Jan 17

We got this new counter top grill thing... It has attachments for panini, waffle, grill, and quesadilla. We have been using this thing like CRAZY! We made brownies and then I topped it with bananas and caramel sauce. It was...

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2 people

13tyates It's so yummy!

22 Jan 17

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1 person

Patsie Hatley @Hatley (163776) • Garden Grove, California 22 Jan 17

Breakfast over lovely meal.'Toast', butter and jam, cream of wheat, bacon and scrambled eggs,orange juice, milk and coffee,Good for cold, wet dark day. So since I had a bad night no sleep and really tired I'm back to bed....

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8 people

13tyates @Hatley Best of both worlds! :D

22 Jan 17

13tyates @13tyates (1606) • United States 22 Jan 17

We got this new counter top grill thing... It has attachments for panini, waffle, grill, and quesadilla. We have been using this thing like CRAZY! We made brownies and then I topped it with bananas and caramel sauce. It was...

2 responses •

2 people

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