Anlufet

@Anlufet (27)

Philippines • Age 41

Joined myLot 14 years ago

Discussions (0)

Anlufet's Comments

Credit card or Debit card?

kyle2krystel @kyle2krystel (2489) • Japan 8 Jul 10

What is the difference between credit card and debit card? I only have debit card:)

22 responses •

2 people

Anlufet Hi Kyle, don't be scared ^^ Just be conscious of your usage. Better yet, you can lower your credit limit to something you can manage with your monthly income. Also, do not ever get two or more credit cards. Just choose one. Have been using my credit card...

10 Jul 10

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1 person

Savings

thanks1961 @thanks1961 (7035) • India 8 Jul 10

I think this subject has so much of relevance in these days. Many of us are earning and spending a lot. What percentage of savings you make every month? Do you think it is necessary to have a fixed percentage of income should be...

24 responses •

2 people

Anlufet Hi Kaze, I work for a bank and, as I've experienced, 30% will cut into your budget too much if you're used to using ~100% of your income. My advice to my clients is always to start small. And increase gradually as you start to get used to savings. Savings...

9 Jul 10