Joint Bank Account with your partner!! How do you feel about it? I feel good ;)

I am married and my wife and I have a joint bank account. We both feel that when we joined our lives together we also joined everything else together including our money.

i think it's really a good idea.. but.. if i have joint account with my partner. .i will only put my extra into it.. it doesn't worth to put all my income into that account.. who knows? it's not that i don't trust my partner.. but.. come to think of it.. this world is realistic.. can you say that she won't leave me someday? i can't even give myself a guaranty that i won't leave her too right? yes.. i do love her.. and i know how much i love her.. but i don't know how much she loves me.. right? i think it's okay to have joint account.. but do remember.. both party must have separate accounts too.. we don't want any misunderstanding in the future too :)

Personally, I would open a joint account ONLY with my husband because it would mean that we really trust each other and that the money we put into the account will be used for our family. It doesnt mean that i dont trust my bf if i dont open an account with him but a bf-gf relationship still doesnt guarantee me that he will be the one i will marry and opening a joint account is one of the major decisions i think that is only suited for husband and wife. However, I would also want for us to have our own money or accounts separate from our joint account. This personal account would be the money that we can use or spend personally on our interests or hobbies.

My husband and I have joint bank accounts and I really like it. I like that we can just pool all of our money together and then when we have to pay bills, then it's like we're sharing all the expenses since we can pay it out of our joint account and both of our money is going toward it. I feel like part of being married means that you share everything, so it just made sense to us that if we're sharing all of our resources, then that includes money. If we had separate accounts, I would feel like we were divided and like we were holding back from each other instead of just sharing it all together. It also works really well for our savings account, because if we put both of our money together into our savings, then we can collect more interest on it that way!

unlike you i'm not that keen on joint bank account and there is one simple reason for this, i think that your partner should be able to maintain their freedom, by this i mean they should never have to ask or wait to be given some money to go and do something i find this controling and i don't like the thought of that. At the moment i don't have a bank account of my own so my other half controls the cash when i can get her to that is but i do plan on getting one at some point.

Hi aliasad I have a joint bank account with my boyfriend, and my boyfriend want me to maintain that account he didn't want to know about that account, just give me his money than i will take care the rest. He said that i should learn to maintain money for our family from now, the money is for our marriage. And he give to me his ATM and credit card too, and i can use it every time i want. He really trust me on that.

We initially started with a joint account but keeping in mind the income tax act he opened my seperate account and now he does all our investment transactions in my name. We never think about whose money it is anyway. But my husband has writen a will in my name just in case.

I am not married but I am certainly for having a joint account with the other person. At the same time I would keep an account for just myself as well so you do not have to worry if you have enough funds for other things. If and when I get married, we will have a joint account together and then we can also have our own separate accounts for our own pleasures. I think having a individual account is a good idea in case things do not work out between the two.

I have no problem with a join account, it help for day to day living. But I still maintain my personal account.

I have both, a joint account and a personal account.... an dhe just have the joint account , as far as i know. Im the one who's rulling finances at home, so, we have a joint account for expenses and the personal one will be for savings. Maybe its not so fair, but i dont trust him about expenses, he is a bit shopping addict when he has access to extra money (which there's none at the moment, but im going to start doing some savings).

I don't believe in opening up a bank account with anyone that you are not married to. I think that the relationship needs to be stable and committed in order to make that kind of venture. If I were to open up a bank account with my husband (I'm not married yet) it would be only for joint bills. I would not want to use any of his money for my own use, and vice versa.

I feel good about it... because I like sharing everything with my partner... I trust him...and he trust me too... I guess that is important in any kind of relationship... ANd it is also important that you are worthy of the trust of yoour partner... It is also a way sos telling your partner that he/she is a part of you... a partner in everything...

Well, my bf and I bought a property together, so we have a shared account to pay for monthly installment. I did something terribly wrong , my monthly salary also channel into the same account. Thus i was feeling really bad that, every month half of my salary gone for home loan, another half will go for car loan and credit cards. Howver, he never transfer any fund to this account. His reason is, he is paying for other expemses such as maintanance, groceries, other bills etc. A lot of people say that sharing account is similar to a symbol of trust between both partner. To me, it need more wisdom than trust to own a share account. Otherwise, one party will be losing bad.

ya, i very much like the idea of hving a joint bank account with my husband. its not that i will always operate the account but, both of us jointly should operate the account.

hmmmm...speaking of bank account we are just recently chatting about it. My Aunt tell us story of her own experience. she had a joint bank account with his husband. when she came visit here 8 years ago. She told his husband that she will be receiving money from her insurance and she will be depositing it to their joint bank account. So since she is going to visit here for about one month only she wont be able to receive the letter from the that insurance so thats why she told his husband he will be the one to receive. She had a big trust because it his husband of course. When she come back there in Australia, what she knows is the money is already deposited in their joint bank account, indeed it is but she was shocked when she about to check. Only little was left. She found out that his husband transfer it on his own account little by little when she is not around. she was really angry and feel betrayed by his own husband. She cheat not just for money but she cheated on my Aunt by marrying secretly into another woman and that where he used the money. They are divorced now. Its very sad but there was a lesson to be learn from her experience.

me and my Hubby share a joint acct for savings, it means every payday, we pledge some amount, each one of us to our joint acct. We still have our own existing personal accts. But when it comes to our joint acct.. that means saving!

Myself and my wife has no joint account. All are family members have separate bank account since all are working and are getting salary through cheque. As far as financial matters are concerned, basing on the need, we take out money from my account or my wife's account. Whoever wants within the family they ask me and I will provide them immediately. In case I do not have money I draw from my bank account and give them. In case I find for certain reason and the amount demanded to be large sum, I will take out from my wife's account and give. In our family if I ask my wife to sign the cheque, without a word, she would sign. My daughter has account from which money is taken out occasionally. Within our family we trust each other.

I don't have a Joint Bank Account with my boy friend, I always pay my bills and he will pay his. we might have one after marriage, but we will not have one now. we don't live together and it is a little far distance between us.

Sure.i do agree with you even i have no partner at present.if i get in love with someon one day and i really love her then i dont mind having a joint band account with her..that's mean .i should trust each other.but .if i have not trusted her complately,I dont think that is a good idea.

If you totally trust your partner then I believe joint accounts are the best. It was never a question for me and my husband whether to have joint accounts and we never discussed it really it came naturally. Don't make a big deal about it... if you feel you are family then there shouldn't be mine or his.