Is it the beginning or the end that makes you nervous?

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My wife gets really antsy when it comes to change. For her, it's the fear of the unknown, the new beginning of life events (such as moving, buying a house, starting a new school, etc.) that makes her the most nervous. For me, it's the end - the end of school, the end of a job, moving out of a place. Once I've decided the end is near, I'm done with it in my head - but in reality, I'm NOT done and usually have to do a lot of i-dotting and t-crossing before I'm actually finished. And that's what makes me nervous - is not being able to get all those things done in time to start the new life event. I wonder if it's a difference between boys and girls or just between people.