Do you lend money to your friends and relatives?

There is nothing wrong lending money to your friends or relatives if they really needing it. But once your friends/relatives didn't pay you especially when they owe you a large amoung of money,just don't lend them again except if you don't expect for any returns. This is a lesson for us,not to easily give our trust to anyone else coz they are not only the ones who needs the money,they should also think and consider that we do also work to have our money,which actually not for them.

i have this problem about lending money to my friends... just 2 yrs ago my friend not just ordinary friend but my best friend borrowed money from me.. so i lend her the money..till now she didnt pay it.. the problem is i dont know how to tell her that i really need the money so bad. everytime i ask her when will she pay that money she always answer me if her dad will give her. 2 yrs is quite long to save enough money but i dont want to tell her about that coz i love my friend so much.. i dont want our relationship to be ruined just because of that issue..hayz..

like yourself I do not lend money to friends and family. If they have a need they can not fulfill right away, and I have a means to help them then I will give to them what they need. If at some time down the road they feel they can and should repay I will graciously accept the return. If not, then there are still no hard feelings towards them. I think this is a good policy.

If they are my close friends, I probably know exactly why they need to borrow money from me. If it's legitimate reasons (parents got sick and need operation expenses, something urgent in life), and if I have surplus, I would lend them my money really gladly and expect no return (I would feel more like donations to a friend). But if it's not for sound reasons (like they gamble and lose money, they buy too much and they owe tons of credit card bills), then it would be a NO to them. I don't mind helping my close friends if I have surplus, but I don't like to taken advantage of.

I couldn't agree with your idea completly.If my relatives or best friends ask me to borrow money,I would lend to them accoring to my capacity,because I trust them.If they couldn't pay back on time,I don't mind at all.They can pay back to me at any time if they have money. One of celebrity in China used such way that if there is someone who borrow money from him,such as,5000 yuan,he just gives the person 2500yuan which the person needn't to pay back.Your way is similar to his more or less. But I insist on my opinion if you trust your friends and relatives,you needn't think too much about it,unless the person's credit standing is so poor.

Money plays an important role in one's life. Yes, i do lend money to my friends & relatives when they approach me with sad & gloomy faces.It is not that the moment they will come to me, i'll just help them i first want to know how much genuine they are.What i have seen is that friends sometimes do return money, but relatives don't pay back & they start avoiding you. The world is selfish & people will soon forget that u helped them in their difficulty.Thankless people all around.

We usually were not allowed to carry cash to school.But sometimes we had to deposit money for some fete or scholastic books,for which we took cash to school.A couple of times friends who ran out of money for the additional book they wanted to order for,they would ask me if I had some cash left.So that,s how I have ended up giving a few hundreds to my friends.Mostly they used to return it.Those who didn't,I thought not to give them if they asked again.But they never asked again.lol.:)

I don't agree with you because I lent money to my brother in law who was crying hard about his situation and since nine years I am still expecting him to pay me back. I will never lend money to anybody. If you can afford to be generous and give to the needy, this is very generous and I admire you if you do, but issues with money and relatives or friends are crucial and can lead to hazardous situations and we are not built in order to jeopardize our lives. Best regards Esther

I just wonder if you do not lend money to your friends,then your relationship will not lost?for me,I lend my money to my friends if only they ask me and as long as I have money lend to them.I think they will pay back the money to me once they have money.if they are really poor and can not pay back,I will just let it go.

yes,i think i have the same thought. I dont like to lend money to friends and relatives, just because i had a few bad experience with some friends in past.I must say I lost a few friendships just because of this reason. I doesn't mean it is because I asked the money back, but just because they tried to escape from me because they feel bad themselves.But in fact I never thought of asking the money back.And i hate asking lended money back.I am happy to lend money to anybody ,but just expect them to give it back themselves.Also I missed money a couple of times, just because I hate to ask it back.But I should say there are peoples who will give the money back even if they leave the place, and there is no chance to meet me.I respect such people. I fear lending money to dear ones may create a chance for a dispute.It doesn't mean I won't give money to relatives.In fact I follow the same way as you do.I help them with money without expecting it back, and I hope I will get it back as their friendship or love, and sometimes these relations value a lot more than money.,In my case I don't ask money from friends , better I'll try to get from banks or other similar ways, because I fear they also have a similar thought as me.

I do lend money to friends, but they dont take me for granted. They ask only when they really need it, and i help them out whenever i can. And none of them has failed in returning. I dont see ne reason to split up over such petty issues though! I am too young to lend money to relatives. They would never take it, even if i offered it!

I lend money to my friends only if they really need it. However, the downside of this situation is its very difficult to ask for a payment.

yes, i do lend money to them. well i trust them and if they are not able to pay me, i give them some time or if its just a small money they borrowed from me, i dont anymore ask them to pay me back. yes, this will test your friendship or your relationship with someone, but its just money. dont let money ruin your friendship or relationship with someone. try to talk to that person and have some compromise. ;p

I think it depends on what one can afford. I've loaned money to family in the past and not had it paid back. I think basically if you're going to lend money to friends or family you need to think of it as a gift...if you get it paid back that is great, but don't count on it, and don't destroy your relationship because of it.

I have friends and family i have lent money to and not just because i am paying for their friendship it`s because i really care for them and want to help them especially if i know they are in great need or even just being a bit short on cash at the time and i have some friends who i have given a good deal of money to and i do not even want them to pay it back it`s not important to me and i benefit from the good feeling i get knowing that i can help them in some way .

Is is real big topic, i have certain experiences where i have given money to my friends and relatives and till date i have not got return single penny, whenever i approach them there is always a excuse ready. I fedup and given up. Now i never give anyone money whatever their situation may be. Till now i am waiting for nearly $ 1800/- i don't think it is small amount of money but those who have taken they say it is small sum.

YES! I had lend money to friend and boyfiend before. What I lend to them, I will think that the momey will not pay for me. Up to now, some have not pay for me also. But I also hope to help friend, when they need my help!

i do lend money to my friends because they have a good timing all the time. Everytime someone ask my help i dnt have a choice but to lend because thay knew i got money..thats a sad story..ehhehe...but if you help someone they will help you in return when you dont have money too...

Yes i do lend them money even im not expecting them to return the money they borrowed immediately... im giving them enough time and if they hide from me, its mot my problem anymore. i lend to them because someday when i need to borrow i dont want people to be hard on me.

"I do lend money to friends/relatives, but only small amounts initially, if they pay back late or not at all then i would not do it again!" Them being told this before i lend to them, therefore if they dont pay back they know not to ever ask again.