Who is responsible for paying the bills in your house?
By tinamwhite
@tinamwhite (3252)
United States
July 27, 2007 1:56pm CST
In our home, I take care of managing our finances...I make sure the bills are paid in a timely fashion and ensure that we have some savings to fall back on when unexpected things arise....we discuss things occasionally if I have any concerns....BUT we do not ever argue about money...
My grown children need to borrow money, it is me that they come to...
Regarding purchases, my husband and I usually make big ticket item decisions together...LOL
Who takes care of the finances in your family? Do you decide big ticket purchases together? Do you ever argue about money?
11 people like this
42 responses
@ang_2906 (76)
•
27 Jul 07
I seem to be the one who takes responsibility for managing the finances in my family, that is I set up the direct debits etc and try to make sure we have money put away for savings etc. The decisions to spend the money however are joint decisions between me and my partner and always will be. I think any other way is degrading to either partner, irrespective of who earns the money or who earns the most etc.
@PinayPrincess (554)
• Philippines
27 Jul 07
as an only child I take care of the bills in our family.. like you I see to it that I paid the bills on time.. Its really hard to manage the expenses and to do the budgeting,. Im still single so I just take this as my training ground so when I get my won family i would never be a newbie on this area..
take care and happy posting!
3 people like this
@wolfie34 (26771)
• United Kingdom
27 Jul 07
As you know I currently live with my housemate who pays most of the bills, because I am currently unemployed, I pay half the rent and rates/poll tax. It is not ideal because I would rather pay my way, although if he was unemployed and I was working he would expect me to pay all the bills, so I have no guilt. I am too independent and he likes paying the bills because he likes me too dependent on him, so it's a double edged sword xx
1 person likes this
@tinamwhite (3252)
• United States
28 Jul 07
Been there and done that, my friend...NEVER AGAIN for me...
@66jerseygirl (3877)
• United States
28 Jul 07
My dad and I share the expenses. My dad pays for rent and auto insurance and I pay for phone,internet,cell(soon),groceries,gas,electric,credit cards and other monthly expenses
@redfang (967)
•
27 Jul 07
Well i can't say in our hosehold we have to worry much about paying the bills on time r anything because we pay it all by direct debit so the companies just take the amount they require from our bank account and then send us a reciept for it and bobs your uncle, in some instances you even get a discount for paying that way as well which is always good.
We don't have many arguments over money at all it can be tight alot of the time but we always discuss the buying of expensive items and we make sure we have enough in the bank to cover it first rather than falling back on the over draft which is a pain in the butt to get out of when you start.
2 people like this
@lexus54 (3572)
• Singapore
28 Jul 07
Tina, you know me well and what my answers are to these questions, but I'll just reiterate to share with others. I am the maths wizard and the financial controller in my home, because my wife isn't really good at this. I take care of all the bills and make sure they are paid on time, and the bank accounts we draw the funds from have sufficent money. Otherwise I will make sure this is replenished. My wife and I share a joint account to pay for household things. When it comes to big ticket items relating to the house, we will usually discuss and make joint decisions about purchasing any items. If we cannot agree, then we will withhold buying. In that way, we will both be equally responsible for the buying decision. We seldom argue over such things - it's usually debate (over the pros and cons of buying something) more than argue. This system has worked for us very well over the years.
1 person likes this
@tinamwhite (3252)
• United States
28 Jul 07
My dear Victor,
Please send my "hello" to your lovely wife...I knew how things would go in your home, my friend...We could actually be related we do things so similarly and I have really missed you....I feel that I can always lean on you for strength...
We do not argue either...no possession in the world is worth that to either one of us.
God bless you and your wife.
Tina
1 person likes this
@lingli_78 (12822)
• Australia
28 Jul 07
i am the one who take care of the finances in this family... i also make sure that all the bills are paid on time and we have extra money for emergency purposes... my husband is not really wise about money and do not know how to handle money... so i solely responsible for the finance in my family...
1 person likes this
@rosie_123 (6113)
•
28 Jul 07
Well we have a joint household account (as well as our own individual accounts), and all the bills are just paid directly from there every month via Diect Debit. We each have a Direct Debit set up from our individual accounts to put money into the househlod onc a month after we've been paid, to cover the bills etc, so we don't handle money much at al! I honestly can't remember the last time I wrote a cheque or paid a bill over the counter. It's much simpler and easier to do it all by Direct Debit in my opinion. As for "big ticket" purchases - I'm not really sure wat you mean by that expression, but I guess you mean buying large items such as furniture or household goods, and if that is the case then we discuss it together if something needs replacing, and normally go out on a Sunday and buy it there and then with a credit or debit card out of the household budget. And - no - we don't really argue about money. Both of us work full-time and pay equally to everything.
@sukumar794 (5040)
• Thiruvananthapuram, India
28 Jul 07
being the head of the family, finance management is entirely on my shoulders. Every month bills galore...finding it really tough settling them.
1 person likes this
@sharonercastillo (888)
• Philippines
28 Jul 07
i do take care everything about concerning household expenses, groceries, new clothes, big decision, is my husband, but if I say no, he concede..
1 person likes this
@sid556 (30960)
• United States
28 Jul 07
I am single and am 100% responsible for everything. My bills are huge but are all current. The only people I argue about money with is my children and it is not much of an argument...NO...WE CAN"t AFFORD IT! Actually I only have one girl at home still and my girls have all learned the value of a dollar because of our struggles. They all work hard for what they have and do quite well for themselves. Me?...Im still paying of debts I incurred while raising them. Now that it is just me and my 13 yr old, things have eased up a bit around here. I do consider her input in some financial decisions. We check each other. Just recently durin a heat wave, I suggested that maybe we should invest in an air conditioner. she said" no mom...this heat will be gone in a few days. Lets not waste our money." We work together to save and next week we will be going on a couple of day trips together.
1 person likes this
@angel_of_charm (4134)
• Philippines
28 Jul 07
hi tinamwhite,
i take care of all the bills at home..i am the sole bread winner of the family and i decide of what to buy and what to purchase..i am all at the groceries and all bills you can think of at home and i dont have to argue with the rest of the family member about this..sometimes mom and I discuss things about it when she wants something but all in all no arguments about it i purchase it for mom since what i always want is to give the best for mom to make her happy..for my siblings we talk if it is necessary to buy the things they want and if there is enough to buy one..so far its going well.
1 person likes this
@vinodkailas (24)
• India
28 Jul 07
Hi tinamwhile,
My mother takes care of the finances in my family.
1 person likes this
@kgwat70 (13388)
• United States
28 Jul 07
I am the one who pays the bills in my house since I am single and own my home. My roommates rent payments helps with my paying my bills. I do not have to worry about arguing over the bills, though I do have to remind my roommate to be careful with water use. If I was married, I would probably be the one paying the bills.
1 person likes this
@maddysmommy (16230)
• United States
27 Jul 07
We both are responsible for our bills. When the bills come in the mail, I open them, read them, mark them on our online calendar which we have through our gmail account and both my husband and i can share and change, then I put them all aside for him to take a look at when he gets home at the end of the day.
Even though we pay from his account (which is ours really LOL), I send him reminders if he is too busy to do it and when he is away I deal with them all.
Any major financial decision we have to make is discussed between us and then followed up by whomever we decide to deal with it. If one of us decides to make a small purchase or something we usually email each other or note it on our calendar just for our information. I more or less deal with the day to day expenses, and he deals with the bigger expenses (after we have discussed it).
The only time we argue over money is when its to do with either extended family matters. Other than that, we work pretty well as a team.
@jazzygdc7 (285)
• United States
28 Jul 07
I have to say that my dad is mostly responsible of paying the bills in my household. I have my own credit card, when those bills come in the mail, I pay them. My parents don't ever argue about money. My dad is really good of taking care of the bills in my house. We never struggle financially.
@faithdestiny (80)
• China
28 Jul 07
In my home,my father alway take care of managing finances.
Our home just argue about money sometimes.
1 person likes this
@azeus2 (10)
• Philippines
28 Jul 07
hi... i live with my aunt. i see too it that now that i earn, i share the blessings that i norrish now with them. in our home im the one who pays for the monthly groceries, i paid the phonelines, and security dues... have a nice day!!!