Rent A Center woes

Getting merchandise from Rent a Center and other rent to own places is one of the worse things you can do for your pocket. You should send it all back. I know it sounds harsh but, if you want to do better financially and, make the best of the money that you do have coming in, you will want to get rid of Rent a Center as soon as possible. If you'll notice they put those types of places in lower income areas. They count on people not being patient enough to wait for a better deal. What I suggest is sending everything back, taking the amount of money you were paying them and putting it into a savings account. Check around at consignment shops, thrift stores and, discount stores for those items so you can get a good deal. Go for quality more so than style. Before you know it you'll have enough money to invest in those items and you won't have to pay for them each week and, they will be all yours. Now, about your husband...I noticed that you said that he was mostly unemployed the whole time you were together. Is there any reason you thought that he would change that. It sounds like you are going to have to decide if him having a job is important to you. If you don't have a problem supporting him than you should just be okay with it. If you have a problem with a man not working you may have married the wrong man. So don't get angry, make the changes that you feel you may need to make.

I believe I would have to tell him, the tv is going back, we'll get another one when we can afford too. And if he doesn't like that, then he should get out and go to work, make the money to pay for the tv.

i know you love your husband and all but some thing has to give. you need to tell him that he needs to get off his lazy butt and help or get out because you can do bad all by yourself. or you can pray that he decides to change and help.

Rental places like that make so much money because the "intrest" rate is very high. The best thing to do is return the TV. Of course your man wants to keep the bis masculine telivision, but if he is not able to contribute to the cost then you need to get rid of it. i think that the best thing that a woman can do is put her foot down and tell him. The TV is going back, not because i dont want it but because of 123. Dont ask what he things just do it. he will be mad believe me, but financially this is what will be best for you.

Oh you need to put your foot down on this one. He does not need to be sitting around watching tv on a big screen tv. He needs to be out looking for a job. RAC charges high rates for people like you, who really don't have the money. I fell into when I needed a table but had no money. $10.00 per week sounded great. It was an ok table...nothing special. It was used and had scratches and the chairs did not match. I ended up paying over $1000.00 for that used table in order to own it. I have a friend...single mom...that relied on RAC for her furniture. She spent much money each week which left no money to even think of buying 2nd hand stuff which would be hers to keep. Oft times her kids didn't have beds and she had no furniture. It would be better to get rid of RAC altogether and work on purchasing 2nd hand items that would be yours to keep. You can gradually upgrade as your situation changes. Almost all you are renting is 2nd hand anyway.

I agree...that would be getting on my nerves, too! I feel the same way you do...if he's not contributing, and doesn't want to for the time being (i.e., not wanting to apply for unemployment), he shouldn't realy have that much of a say in things like that! I hate to see you lose any of the money invested in the TV already, but you're right, furniture is more important than that! Plus, he may get off his butt faster and find a job if there's no big screen TV to watch!

Wow, seems like he definitely has some issues. I'd rather take the TV back and purcahse a rather small tv. Just because it's a small tv does not diminish the fact that you'd have a form of entertainment rather than sitting around twiddling your thumbs all evening because you have nothing better to do. And really, I'd rather have something nice to sit on than nothing at all. That's just insane. I hope you've gotten it all sorted out by now.

Well your husband needs to be more reasonable. No one needs a big screen tv. We have living room furniture from RAC right now. The interest rate is horrible. We are sending it back next week. I'd rather wait until our income tax comes back and buy something out right. I'm going to check out Goodwill and the Salvation army hopefully find something that is a good value.

It is quite crucial to have a television rather than a chair to sit on. Duh! I'm kidding of course. Sometimes people (read: men) really don't make any sense at all! But that's a part of life and love and the joys of compromise right!?

Ha...My man is like that too...I am the main breadwinner...it sucks doesnt it?

well i have mixed fellings about this for i have used rent a center in the past when i need a pc laptop for just a few weeks it has worked out ok but i only have to pay about 90 every two weeks. and since i dont keep it for more than a two to four weeks and return it i think it works out well. on the other hand i use it for work and studying and recreation. can your old man say that about the tv? probly not yea they are real nice and when you get use to them it is real hard to want to go back on the smaller tv. but also i have a job has always had a job since i was 14 over half of my life and i sickens me that there are lazy a$$es out there that can sit around eating bon bons watching tv and i am getting up at 4 every morn to go to wrk and not comming back till 7 that evening and their are jobs out there even if it is scraping hog pens out it helps pays the bills ' i can say this cause i've done it' if he wants a womans respect he must show her that he is willing to take care of her not the other way around. we can't wait on other people to help us out in times of need we have to do it ourselves. here is my proposed step program to help you out 1 stop putting out 2 take back the stuff from rc 3 buy a cheap sofa at a garage sale for now 4 provide motovation to him to find a job 5 explain that you need his help to suport the family and lifstlye you like 6 explain that even if he took a crappy job that will lead to nowhere it will help out with the bills and no one like to hire someone that has been unemployed for long periods of time. everytime i hire someone i check to see if they are working now and if not how long they have not worked. if it had been more than a coulple of weeks than i usally don't even call out for a inperson interview 7 when he gets a job tell him how proud of him you are and treat him extra nice and provide continuing encouragement to keep working if above fails time to make some hard decisions and decide how you want to live. good luck

Hey hun. I'm sorry that you guys are having a rough time. But you are totally right! So he wants you to sit on the floor so that he can watch a big screen tv. That's just insane. But this is just a little rut and try not to get to frusterated with him and have a possitive out look. And never say anything when you are mad and you can't take it back!!! Atleast you have a job and you will do the best that you can do and he'll follow suit soon.

Yeah, RAC is not always ideal and you can get to a point easily where you owe a lot to them. It's not right how you're husband is dictating your finances.