How Often Do You Check Your Bank Account?

Hong Kong
June 29, 2008 12:02am CST
Physically or online, how often do you check your own bank account? I sometimes check it a few times a week, especially during my "auto-pay" week for rent and bills. But sometimes, I don't check my bank account for a whole month. It really depends if I spend or not. If I spend, I do tend to be curious about how much money is left in my bank account. If I don't spend, I guess I have a figure in my head and I don't need to check. What about you?
9 people like this
38 responses
@chrislotz (8137)
• Canada
29 Aug 08
I only check mine when something should be going through it and I want to know if it has. For example, right now I am expecting a check for $7500 to be deposited into my account and it should be there today so I have already checked it a couple times and it isn't deposited yet. I will keep checking about every hour till it is in there because I want to know when I have it. I am going to then make an appointment with the eye doctor and get my eyes lasered. I am excited and can't wait so that is why I keep checking. I hope it gets deposited today as it should. If not, then I will be checking all day Monday to see if it's there yet.
@secretbear (19448)
• Philippines
16 Aug 08
hi wonderice! i seldom check my bank account. i seldom check my bank account. sometimes, months would passed before i check it. i only get to check it when i make a withdrawal. and i rarely withdraw money from my bank account. even when i make a deposit, i don't check my bank account. when i deposit a check, i can't check immediately if it already entered my account. i would have to wait for three days for clearing. i don't bother to check it. ^__^;; even when i deposit cash which is readily entered in my account, i don't bother to check it. i only get to see the contents of my bank account when i make a withdrawal in the atm. and i think, the reason why i rarely check it is because i keep all my withdrawal receipts to monitor my money.
@suruchi86 (1873)
• India
6 Jul 08
Same is true for me also. I check my bank account balance only when some income,like my salary, is due or when I've made some payments. Otherwise, I rarely check my bank account in between. I think your account balance can not increase or decrease just by checking daily, unless some income is earned or some expenditure has been incurred.
@gr8life (6251)
• Malaysia
29 Jul 08
Hello wondericequeen, I always check my bank account whenever there is money coming in *smiles* I just need to know the latest bank balance that I have and how much I already spent for that specific month. I don't keep track of my withdrawals and sometimes I do have no ideas how much balance do I have *laughs*
@dorcam (320)
• Malta
30 Jul 08
well I don't have to check my bank account, since I do not have work. All I do is teach singing, but the money I get, I use them every day
@jdyrj777 (6528)
• United States
4 Jul 08
I usually check mine every 2-3 days. I do buying and selling online so i wanna make sure everything is going along fine. Also just to make sure nobody is tampering with my account.
@suspenseful (40192)
• Canada
30 Jun 08
I check it most every day. I am waiting for a couple of checks to be cleared. I have already figured it out as I have a financial program on my hard drive, but I like everything to balance. This is my regular bank account. I have a high interest account that I only check once a month or after I deposit anything in it. I usually buy things on credit, and then I will transfer the money on line if I have not already. That makes it easier for me. As soon as those checks are cleared, I will go back to checking once a week.
@teison2 (5921)
• Norway
30 Jun 08
I usually know pretty well how much money I have in my account, so I do not need to check it very often. I do whenever I have to log in to pay a bill anyways. We usually do not use my account for daily spendings - just for bills.
@mflower2053 (3223)
• United States
30 Jun 08
Only when I go shopping. My hubby checks it more then I do probably everyday. I just write out the bills I don't handle them lol. I get too stressed out so hubby took it over for me. Isn't that sweet of him.
@gtdonna (1738)
3 Jul 08
Almost daily, especially when I use my card...my card does however send an auto response to my cell phone to ensure that I made the charges. Other times I chekc online just to make sure I am not spending more than my budget
@taface412 (3175)
• United States
30 Jun 08
I check mine by phone atleast once or twice a week. I like to know what is going on and since I live paycheck to paycheck I have to do this otherwise with a penny over it will cost me big $$$$$. I could never just check it once a month...you are so daring...or rich LOL Plus, usually I am down to the penny by payday so I have to keep a close eye on it.
• India
30 Jun 08
I prefer physically,Because online I am not that much satisfied as personal.I generally my pay and some monthly reciepts and payments.
• United States
30 Jun 08
I check it only when I receive my statement in the mail. I don't spend much so I always know approximately how much is in there.
@calajane (1003)
• Poland
30 Jun 08
I check my bank account only when I know I should be receiving funds around the time or when I need to pay bills and stuff. Otherwise I think I check my online accounts more often. It's just those change more often than my bank account. Sure. if I could check out my creditcard balance without checking out my bank account then I would hardly ever visit my accounts page... But because I can't I visit it at least once a week...
• United States
30 Jun 08
I always check my online banking at least once every day. I check it more often when I get an email alert advising me of any movement to one of my accounts.
@subha12 (18441)
• India
30 Jun 08
it also depends for me. when i have spent a lot, i check it. may be during salary time also i check it. at times when i know there is no possible activity, i do not check it thyat much.
@surveygrrl (1270)
• United States
30 Jun 08
I normally check once a week. I know my husband checks the account a couple tims a week as well. I mainly check every other week when the check goes in and I am able to pay bills. I liek when there is enough I can take a little out of the account to save.
@bieke81 (1067)
• Belgium
30 Jun 08
I check it at least once a day. Every evening I have a short administration time and then I check my bank account on line to see how much is on there. Just to make sure there will be no bouced checks or something like that.
@roi452 (232)
• Philippines
30 Jun 08
I check my bank account 1 to 2 times a week usually every payday - in time for paying my bills. I usually pay my bills online so checking my banck account is a must evreytime time i do this.
• China
30 Jun 08
maybe one month i will check