new home...new burden in my life...

@djmarion (4898)
Philippines
July 4, 2008 9:10am CST
We've been busy these past few day that i was not able to log-in to mylot and to my other online stuff. We're moving-out, we have to vacate our home within this month since we already sold it and the new owner want us to disappear immediately. Our new house is still under construction and we don't know when we'll be able to move-in there so we have no choice but to move in to a rented apartment. Its very hard to be this way, i felt exhausted not just with the packing and all but most especially with the added responsibility that i will be facing - financial matters...yes..since the new house that we're waiting to be finish is from a home loan - which means another BURDEN for me....i will be the one to pay the monthly amortization - and that makes me feel terribly bothered from the very beginning. I don't know how can i pay that and i don't know how can i pass through all this financial burden that's landing on my feet. Although I'm earning, my salary is not enough to settle the future monthly amortization, credit card bills, utilities and our daily food expenses. I really don't know what to do anymore. I fear every moment that pass because this makes our moving-in to our new home closer and thus my biggest burden will begin. I don't want to think negative but i also can't pretend that everything is perfectly alright. Infact everything is not right and i don't know when we'll be able to start better life. I'm certain that i cannot pay all the bills unless someone will help me - the problem is that I'm loosing hope to my sister and her husband. Well my sister can find a job- (i hope it will be a good paying job and i hope it will be sooner)and she can help me with the bills but her husband is lazy and unless she do something to shake that lazy bones of her husband and put some sense into that useless head of him, I'm certain that my burden rather our burden will not end.
2 people like this
6 responses
@kwenge (2487)
• Kenya
4 Jul 08
Hey Marion, I can feel you and what you are going through. The only consolation i can give you is - be happy you are moving to your own house hence the money you are using to pay rent will be channeled to the monthly amortization. The only problem is that the people you are living with can't help you in paying the bills.......what is your lazy brother in-law doing in order to provide for his wife? How can he just sit and wait for you to feed them? Atleast your sister is trying to search for a job.......I wish you all the best. God will help you push through.
@djmarion (4898)
• Philippines
7 Jul 08
the house we live before is also ours, we just had it mortgage due to some financial issues in the past so we end up with a lot of financial problem and a monthly interest we cannot pay anymore, so we opted to just sell it and get a unit through housing loan.
@checapricorn (16061)
• United States
4 Jul 08
Hi djmarion...I understand your situation..I was once a bread winner for my parents too and my sister helped me a lot! I hope your sister will also encourage her husband to do something and help the family..It's not easy when everything is under your care, we are just human being and we have limitations too. Maybe have to budget a lot for food shopping and anything you need in the house, live very simple and give everyone a task as their contribution!
1 person likes this
@djmarion (4898)
• Philippines
5 Jul 08
i am the youngest, and it really make my head ache too much. it seem like everyday that pass make my conviction nearer.
@lingli_78 (12822)
• Australia
5 Jul 08
i am sorry to hear about what you are experiencing... i also own a house and i know how hard it is to meet the repayments especially with the interest rates keep on going up... on top of that, the fuel, food, electricity, water and other bills are also increasing while our salary increase does not match up with them... so i fully understand your pressure... we experience the same thing here and we just have to be wiser in using our money... you really have to ask your sister to get her hubby to find a job... if not, don't allowed him to stay in the house and get a free lodge... it is not fair for you and your sister who are working so hard to provide for him... hope everything will work out for you... take care and have a nice day...
@aseretdd (13730)
• Philippines
5 Jul 08
I know what you are going through... being the sole provider for the family is indeed a difficult task... and we can only hope that this will not last long... why don't you have a long talk with your family and tell them that you need all the help you can get just so to make ends meet... and to make your brother-in-law realize that he also need to help out...
• Malaysia
5 Jul 08
I agree with this, it's happy to have own new home. But you have to spend a lot before you get e great new home. I can see from my brother as example. You burden wouldn't be lighten until you finished your house loan installment. I wish to buy a house with my boy friend too, but unfortunately, our salary not much, some more the houses price is extra expensive, so not dare to think about it now. Everything in our life having the price increment, sometimes feel can't breathe with the burden. Can't think about new home, even the living cost become our burden.
5 Jul 08
Some French philosopher said, when a man has a house he has a mistress for life (meaning a burden).... There's no answer if you insist on living in a house. Or shed all your posessions and live in a tent. Otherwise count yourself lucky not to be homeless. There's too much complaining on this site anyway.