do you live above your means!!!!!!
By jesus777
@jesus777 (662)
Bermuda
August 26, 2008 8:46pm CST
do you buy the most expensive clothes shoes and groceries or do you budget because i know many people in todays society who live above there means who have the latest electronic gadgets such as mp3 players digital cameras camera phones blackberry and they wonder why they dont have money to feed themselves and pay there bills i would do without the gadgets and pay my bills now i am not saying dont treat yourself once in a while im just saying dont go overboard if you know you cant really afford it many people go into debts loose there homes and everything they worked so hard for because they live above there means try and be a good steward of your money and pay your bills first and treat yourself later!!!!!!!!!
1 person likes this
14 responses
@marlena18042 (636)
• United States
27 Aug 08
I dont think I do.Sometimes though, I end up cutting it very close.I save coupons,get specials,shop discount stores, sommetimes thrift stores, store brand food,etc.I would rather have plenty of the things that we need then a bunch of things that we dont need and no money in my pocket.
I do however have some nice electronics,and alot of extras,but only because I save to get these things.It might take a little longer to get, but, I still get things!And I am not going broke along the way!
1 person likes this
@jesus777 (662)
• Bermuda
27 Aug 08
amen to that sister living amongst your means is just crazy if you do not have the money to pay for the essential first i say take care of home first take care of your bills first then anything that is left over you can splurge a little on yourself!!!
1 person likes this
@jaygee96 (316)
• Philippines
28 Aug 08
No. because i dont like to have loans and i dont really like to used my credit card. I want to have my peace of mind
@walijo2008 (4644)
• United States
27 Aug 08
No I don't live above my means at all. Actually I don't like spending money, I'm always looking for bargains and ways to save money, my husband says that I make him feel like we're poor sometimes...lol. We do have some of the gadgets, but I don't buy the lastest ones everytime they come out. I make sure our bills get paid first, then if we have extra money for things we get them. I'm proud to say that we aren't in any kind of debt, we're debt free..Have a good day
@Bebs08 (10681)
• United States
27 Aug 08
That's right!!! Live within your means. I understand what you mean..
well, we call it social climber. Yea it is sad to see that anywhere, Even some of our friends are victims of that. Not me, we tend to be frugal because only one of us has a job and it is hard to stretch our hard earned money to pay for our bills. We don't even have extra to buy the things that others are craving to have. We always prioritize our needs not our wants. we can live without digital camera and so fort.
well, we call it social climber. Yea it is sad to see that anywhere, Even some of our friends are victims of that. Not me, we tend to be frugal because only one of us has a job and it is hard to stretch our hard earned money to pay for our bills. We don't even have extra to buy the things that others are craving to have. We always prioritize our needs not our wants. we can live without digital camera and so fort.
@playmateshorty (365)
• United States
27 Aug 08
ahhhh, no im a walmart and kmart girl. I can barely afford target. Target is my luxury shopping center.
I can barely afford jeans at walmart, and believe me...i am in need of some!!!
We get generic food brands, and stuff.
I dunno bills come first.
@gracie04 (4549)
• Philippines
27 Aug 08
I used to but now that I have my own place, I have learned to keep distance from guilty pleasures like shopping for clothes and gadgets. There's nothing wrong about pampering yourself and all that as long as you don't forget your obligations at home and at work.
@shana123 (2095)
• India
27 Aug 08
Im not running my family my dad does.. and he buys us everything but he doesnt plan accprdingly sometimes he gets into debts and its really hard to get out of each debt whenever we people ask something to our dad he buys for us finally if he is running short of money he blames us , he is not that strict in such things, only sometimes he does and it really drives us to get debts .What i learnt in life is we should not get any debts so my goal is to plan and do bugets each month...
i have added you.. do add me please.. take care GOD BLESS
@dementia88 (900)
• United States
27 Aug 08
we dont live above our means in a sence. we pay all our bills first .. then next proority is food. and if we want something and we have enough for it after all that then yes we get it. but if not oh well. we dont cut more important things to get soemthing we dont need
@austere (2812)
• Philippines
27 Aug 08
i dont, i mean, maybe sometimes i over spend, but as much as possible, i try to make savings and buy those that i can afford.
i dont want to have expensive stuffs and not eat anything, nope, that's definitely not me. ii am not so into branded shoes and bags and i dont clothes. i buy branded, once in a while, but i can live with a hand me down bag. no big deal with me.
really. it's just confidence and how you carry them anyways!
i dont want to have expensive stuffs and not eat anything, nope, that's definitely not me. ii am not so into branded shoes and bags and i dont clothes. i buy branded, once in a while, but i can live with a hand me down bag. no big deal with me. really. it's just confidence and how you carry them anyways! @milfea (519)
• Philippines
27 Aug 08
Hey there jesus777. I am learning this one. Mine is not really a very bad case. I just think that there are many ways of gaining money back. Time lost is lost forever, but money lost can be gained again in many ways. So I don't really care if I have much of it, or if I'm sinking already. :D. But now, there is a bit of a modification on how I think about it. It is not bad at all to get to save, and have a little spare that I can use in case of unexpected needs. So I don't spend wildly now.
@gne925 (80)
• Philippines
27 Aug 08
I used to... but now that I lost my job, and wasnt able to save, I feel so bad and I have so much regrets. I learned a lot from that experience and I do hope that when the time comes again that I can earn as much as I used to, I will be more practical and focus more on savings and investments.
@candysky (855)
• Malaysia
27 Aug 08
I will budget before i spent my money... till todate, i din apply for credit card coz i scared i can't control myself n i spent over... i dun1 2 be a money worker.... i dun1 when i receive my salary, my pay i hv 2 pay all the bills tat i spent "accidently".... I think every people oso like the goods, quality, and branded things.... but u hv 2 budget b4 u buy.... if u r not affort, then better dun buy... y hv 2 just eat bread after buying a Gucci bag? y u 1 2 trouble urself like tat? v can treat ourselves a gift once a while but u oso hv 2 budget it.... not 2 spent money without budger, if not, u will be regret after tat....
@holyexposures (1)
• Israel
27 Aug 08
living _below_ your means is the key to happiness in life.
You can take that to the bank!
@jhellie_baby (374)
• Philippines
27 Aug 08
Never. I just buy what I think is best for me. If i think a thing is just for the sake so society popularity then never mind. I am a very particular person and I like to live life to the simpliest way possible. I am not saying i dont like gadgets but when i see the need for things i buy them, but if its just 'like' then i wouldnt:)
