sad,not being able to help people if they asked

you know, it is easy for people to say to you, well get a job, or get a better job, because at the PRESENT things do not look so bleek for them. I too, was able to pay my bills when the came, have money for groceries etc. But today, I am unemployed, due to a lay off and I am scared and cry as well because of my situation. I am collecting unemployment, people say oh, at least you are getting that. That is true and I am grateful, but the amount I am receiving is not near enough to meet my needs. I have never had bill collectors calling me, but at this time, I might as well prepare myself for the coming nightmare. I do not know what the future holds for us, but right it does not look very good. The solution would be for people to get a decent pay in order to keep up with the rising prices of everything. Everything now is so expensive we as average people can not keep up. I am also scared as to what will happen to our children, and future generation. All we can do is hope and pray that something positive will happen, and soon. I pray for you and your family, please pray for me and mine. Take care and may God bless you.

Hi there Free Fogging! I don't think that there's anything babyish about you being worried about your family's and your future. You have every right and reason to worry about it. I do worry about it sometimes, but not too much. I just want to be able to save enough money to provide a stable future for our son. The thing is that everyone will have a different future depending upon their qualities, what they do, and the available opportunities. I hope that you will find something that will make your future more secured. God bless.

I know what you mean. I work and work and I still struggle. Then I finally land a decent job making 3 times what I was, then the cost of EVERYTHING went up. Still spinning wheels, still can't save, still feel like Whats the point? But I know I will get through it! Prices are stabilizing a little, gas went down a bit and the bills are caught up now. Hopefully January I will be able to start saving. Things will get better for you too!

That's the same way i feel most of the time now. Things aren't turning out the way i want them to be. Financially, we're struggling. It's better that we still don't have any kids yet. I went into depression, I didn't want to see friends, talk to people, my insecurities ate me. I feel like there's no one i could turn to and that God no longer cares. Eventually, i got used to the hard times, now i just wait when things are gonna be better because i believe it will get better. Though I am struggling in keeping my faith in Him, I still believe that God will eventually hear my prayers and pleas but there are times that I succumb to anger and I question Him for doing this to me and I hope God forgives me for times like that. I'll lend you a piece of encouragement I still have in me. Let's look beyond the mountains, I rainbow lies out there for us. Let's just keep on believing.

Well I do not have children, but I worry about the future as well. In fact, I hope to have a decent job before I begin having children...if I can have children and that is a whole can of worms there. But I do know the panic of living pay check to pay check. And it was a lifelong thing. My parents were able to raise us on a minimal income. SO it is possible. But after I started working full time and paying off debts only to be replaced by another debt that would take years to pay off, and began to wonder if my whole life was going to be this way. ANd then you have the added pressure of when you go to retire would the social security be there to help meet the costs of living (probably not).... So, do this. Read up on some financial stuff. If you had been able to save once you can do it again. It might be minimal at first but then it will all add up. Some good reads are my personal fav Suze Orman, another one people rave about is Dave Ramsey. After reading Orman's book I upped my 401k to the max amount my employer matched. I though I would feel that 2% more of my income going out of my bi-monthly paycheck, but I didn't. And now I have money socked away into an account I cannot touch (very good for people who cannot save on their own). In fact, this has encouraged me to get on the ball with things. On Orman's web site you can fill out a personal action plan questionaire and they provide you with a list of actions to do according to the needs and wants you have for your own life. And you do not have to buy the book to get the personal code for this, I just got them out of library books or books I borrowed from others at work. So don't feel like you are a cry baby. Real life hit you, probably hard. And it is okay to cry. I do sometimes....it helps let off the pressure. And you can look at it this way in regards to your kids. If you learn how to be more financial savvy than it is all the better for your kids...after all leading by example it may teach them the importance of respecting the money you earn.

Well, I feel that God has a plan for everyone and everything we do is part of the plan. Sometimes when we are struggling, we cannot see what good will come out of it. Or what purpose it has but to cause us pain. But if you wait things out. There is always a change that is good and that is part of God's plans for us! Even suffering has a huge part. It helps us to relate to others that are going through what we already went through. And we are able to give them good advice from what we went through!

well, i had been thinking of the same thing as well lately... but again, i learn to trust God and put my faith in Him... He promises that He won't let His children go hungry or begging for bread... He is a sufficient God and He will provide His children with what they needed accordingly... i had learnt that worrying too much didn't help to make the situation better at all... it is better to put our lives in His hands and let Him guide our lives... things will work out for the best of us at His will... not our will... good luck... take care and have a nice day...

Life is becoming harder and more challenging in a way nowadays. As the world economy continues to alleviate,we are even more affected by it's status now. We should then fight that problem ourselves. We need to earn more and be more diligent with our work.

What you are feeling is really very normal. Most of us, I think are worried about the future and that of our children. I have always struggled to get by so i'm pretty used to it but sometimes still, i get so worried that I feel sick. I think that you just are not used to feeling this way so maybe it feels worse to you. When I catch myself getting all worried and stressed, I usually do something to distract myself....go for a walk, read, visit a friend...anything. worrying does no good and makes you feel horrible. I'm pretty poor but i've been much poorer financially. We've always managed. It always works out one way or another. I don't want to spend my time here being miserable over things that I can't change and I find that when I get negative...things just go from bad to worse. Try to think positive. It'll all work out, i'm sure.

I know how you feel. I used to have a $20000 in the bank and a good paying job and never had to worry about debts. The credit card was always paid in full and then I got sick and could not work any more and for a while our debts climbed and I was so stressed that we were going backwards. It is really terrifying when this happens and I still get stressed about it but I am lucky to have a partner who just copes and he always helps me through the bad times. We have our debts under control again and while we still struggle with the grocery bills every week we are just coming in under our income. I do not know how the future will turn out but I do believe that people's attitudes have to change or we are headed for disaster. I do not know if it ill be a climate change disaster or a war but something will happen. People cannot go on working 2 jobs and still being in danger of starving when there are a few with so much wealth. I see companies making more profit than ever and sacking staff to keep shareholders happy. They do not care that those people will not be able to feed their children, all they care about is making more and more money. It is just totally wrong. I think it will only get worse until the whole thing comes crashing down. You cannot keep expanding markets and making more profits in a finite world market. Such greed is simply wrong and it is causing so much pain and suffering.

Yes, its quite saddening as to how the world is turning these days. Its not just in one or two places but it seems everywhere...even from "developed" countries. Unfortunately, the whole world cannot be ruled just by one person or being...and even if it can be, not everybody will follow suit anyway. Differences, personal and social are some of the contributing factors, I would say. We can only control what's going on within our family circle, so maybe its better to just focus our attention there. This is why children's upbringing are so important because this is how they'll learn how to cope with the always changing courses in their lives. For as long as you're able to get them ready and settled when they reach the ripe age to leave home, you've done your part and all you can do is just sit back and relax...and let them take on and continue with life's battle. If they have the right foundation, nothing will and can ever destroy them.

Well the cost of everything has gone up and is reasonable to feel stressed because of how everything is going, I can say that times have been tough for me too but after everything I am not willing to give up because I have my daughter to provide for. I say you are an outstanding mother because not many people will worry a great deal over this subject even though it is reality. I just believe that everyone has their ups and downs in life but one gets through them the best way one could and effort is what counts. In situations like this one needs to see where some costs can be cut down, buy store brands, and put necessities before desires. Well I wish you the best and hope everything gets better for you and your family.