Does the financial crisis already affect your life?

Yes, this crisis has affected me greatly. I have already lost my job, and my savings are depleted. I have not been able to find a job, because the job market is really tight. There is no sense in panicking, because it is what it is. Of course I am not able to pay my bills, but as soon as I am back on my feet I will start paying them down. My main concern now, is to keep a roof over my head, so any money I do get has to be set aside for that. I think the economy will straighten out, but by them so many people may have already hit rock bottom, and will have to struggle to get back on their feet.

Crisis is affecting all of us. We have to pay higher fee for everything. People are nervous and less patient. Fear is not good friend, panic is much worst. We have to stay calm and find simple solutions for world economy.

not yet i see grocery products go up a few cents lately,gas was up tp 4.00 but is no down to 2.53 at present.these are south west florida prices. the snow birds are comming down already so pretty soon things will go up some but then drop after they leave when hurricane season comes again.we're pretty luck so far here.

Yes, upto large extent. However, we have stopped luxury shopping, eating out and going on holidays.

I have found that the price of food and everyday items has gone up a lot over the last couple of months. I feel that this recession could be over pretty quickly as long as the establishment like banks and governments do not panic and talk itself into a deeper recession. Panic could make things a lot worse.

Many of us might afraid of many incidents might happen. We couldn't control, and we trying to survive everyday. We have to be frugal on our living, we no longer can afford those luxuries. Believe or not, we should change our lifestyle a little, to adapt to this crisis to come.

My husband and I are both on disability, and he gets VA benefits and Social Security on top of that, so we are used to living on a low income. Neither one of us were really affected by the financial-crisis, because we didn't have much to begin with.

It started affecting our life long before the news started making it a headline. My husbands steady 60 hours a week have been fluctuating anywhere from 40-60 per week, so we have had to tighten our purse strings because we never know how many hours he'll get. Plus he was injured on the job and is looking at being out on workmans comp and having surgery again. My main job is secure at 40 hours a week, and I get an hourly wage, but I am mostly dependant upon commissions, and those have gone down the toilet. So I have started taking more hours at my work from home job and trying to save money any way I can. I've been shopping at thrift stores for the kids clothes, only buying things at the grocery store that are on sale, and have started car pooling with my in laws for places we have to go together to save gas. We aren't as bad off as some people are, and my husband has adopted this "we'll make do with what we have, don't worry about it" attitude. Where as I have gone into "battle mode" and am saving every penny I can.

I find food prices go up every week. I was shocked when I saw the price of microwave rice. It was £1.34 then it went up to £1.70. I find that my shopping costs far more than it used to. I looked in a sofa shop and saw a sofa that was £500 in 2005 cost £1500 in 2008. I am very keen on traveling and have seen two airlines that I planned to travel on go out of business. I see that prices for airport tax are silly and that there are few bargain flights on offer. I thought that the recession in the early 1990s was bad and I was made redundant then. I hope that the financial situation in the UK and the rest of the world will improve. I doubt it though and I worry about my teenage son's career prospects. He is 13 years old at the moment and so he hasn't got much time before important exams and then his career.

Hello,Rubi! Actually the present economic crisis has effected the middle class and downtrodden people of all countries.It is world phenomenon.The governments are trying hard to settle up the issue but no concrete step has yet been initiated.We have no experience of the economic crisis of 1932.I think the Reserve Banks Or the Federal Banks of all countries should take stringent measures to overcome the crisis.And at the same time the production of industrial goods and agricultural commodities should be triggered else people would face lot of problem in the days to come.thanx.

Everything is rising, and I just hope economically all countries could get back on track because it is killing the poor people.

I never recovered from the last round of tax/spending cuts that eliminated the two public sector jobs that I held, both of them helping homeless people rebuild their lives with training and housing. I was laid off from those jobs in 2001, and spent two years trying to find another job before turning to freelance writing full time to make a living while continuing to volunteer my time until physical reasons made me stop two years ago. Working in homeless shelters, I've seen this coming for a long time. I've watched friends have their hours cut, lose their benefits, agree to pay cuts to keep the company floating and eventually lose their jobs. I saw our clientele start changing around the end of 2001 - more and more families with young children, more and more of them working but unable to make ends meet.

It has affected me some. with the price of what gas was and the cost of sitters and what my wage was at my job. I was actually paying to go to work! So unfortunately I had to become a homemaker. But ends are really tight and they are talking about layoff at my hubby's job, which scares us, he is the one that pays all the bills. We have no savings every thing has been depleted. I worry, but I try not to let it ruin my days. I just keep on going and hope things get better.

no matter what happen, there is way out. persist! that's life.

Now I am still a student in the college, so the financial crisis does not effect my life directly, but it still bring me a lot of problems. Several month ago, I have made my plan to get my Master degree first, then went to find a job, but now, I have to change. Now I think maybe it is much better to stay in the college and get my PHD, then after the economic situation become much better, then go out to find a job. Now many companies try their best to survive in the bad condition, so it is really hard to find a job now, especially for the fresh person. I hope all things will be Ok soon, and our lives can lead in a better way.

Oh yea, I'm struggling and not making it financially. This week I had only $35.00 to spend on groceries for two of us. Since we were out of everything there was no way I could manage on that little. So, I wrote a check and now wait for the overdraft notice. Not much choice - food or go hungry. I haven't been able to pay my electric bill yet this month, and my phone company has sent me a disconnect notice. I'm not sure where the money for rent is going to come from this next month either. Because if I don't get some of these other bills paid I'll lose services. For me getting a second job or something isn't an option. You see I live on disability income and the small amount my guy makes. HIS employer has cut everyone's hours. This week he has a whopping 12 hours. How the heck can anyone survive on 12 hours pay?? I'm also packing to move right now. Because I can't afford to stay in this town I'm living in. So, with the help from my elderly father I'm moving to another state to be closer to family. I sure hope our next president can do a better job than the current one has!

yes..sure...this financial is affecting me too much..i am working as a software engineer and this financial crisis has directly affected software projects in my country..many people already lost job..now there were no new recruitments happening anywhere..more than 60% of job opportunities were based on software industry in our country..now everything is under question mark..

Hi to every one yes the financial crisis will affect our life.Now the whole world facing a problems.United states of america is facing a problem.In USA, banks were shut down due to financial crisis.If we lose a job in bad conditions we will be affecting our life.Big problem for us.Now in india some software companies were shut down and some software companies were software employes is resigning them. Some persons were afraid that they were also taking out of company. Are you afraid that your job earnings will affect your life?

The expense has rose sharply,as we all know.But the wage doesn't increase a little.To our disappointment is that there are many people also lose thier jobs.What makes us like this?It's all subject to the financial crisis!What can we do at this point? May be what we can do it's just keep calm,and should learm how to save,the more you save the less panic you'll fell.when the economy of the whole world straighten out,we will get back on our feet.At that time,we don't need to snap at the persons around.DO not be frustrating,guys!

up to now, the financial crisis affects my life little.but, i must make much preparation for it.