Frugal Living... Best Kept Secrets of living a Frugal Life? Please Share!

United States
January 1, 2009 9:41pm CST
I was wondering what everyones best kept secrets of living a frugal life. I have a tendency to spend a lot at times and others very protective of our money. And currently I want to live a full life but I don't want to just blow money because we have it. Also I'm sure there's others out there who would like to know the advice of others on how to save money and tips and trades and secrets that you usually don't share with others. So I am hoping lots of you would like to share and discuss about this topic. About your basic money saving tips and also your finds on great website to help in living a great life on a small budget. I'm really interested to see what everyone finds and comes up with! And I'll share what I find too :) So come back often :)
2 people like this
7 responses
• United States
2 Jan 09
Shop for what is on sale, especially in the grocery line. Plan on having left overs and freezing them. Often you will get a much much better price on foods in bigger packages. Check out those 'family packs' in the meat department. My husband and I buy those for almost all of our meat needs. We repackage as soon as we get them home and freeze. The other favorite of mine I am not sure you are ready for, but here goes: Give up thinking that all of your purchases need to be NEW. Resale shops have loads of very gently used clothing, and books, household items, especially kitchen gadgets for a fraction of the new price. Do you really care if the book you are reading has been read by another? In fact-----give up purchasing books and go to the library!
1 person likes this
• United States
2 Jan 09
I like audiobooks, so I can listen to them whenever I am in the car. The library doesn't seem to carry a lot of books that I like on audio, so I trade them through www.paperbackswap.com. It saves me a fortune.
2 people like this
• United States
2 Jan 09
Actually I use paperbackswap.com. I just found out about it not long ago. And I've already traded my first book. I find that pretty neat. And I do try to save as much as I can in the grocery line. But are problem is the going out to eat way to often. We both don't care for cooking so pretty much every night we go out to eat. So I know if we stay home and eat we would save a lot. So this new year we are going to eat out only once a week. And cook the rest of the time. So I need to start cooking bigger meals and freezing them. I also like resale shops. My favorite here iN South Carolina is the Goodwill that is only 99 cents a pound for clothes. Usually I get most of are clothes there. But the problem I find with the good wills is that I end up spending a lot there too. When we had two cars I would go every day and spend $20 a day. Luckily now we only have one vehicle so I only spend when I get out of the house which is more like once a month. So now we are saving more money. Also I found this on my trails another couple of great website some of the sites work really good others are quite stupid but it has a lot of great info on it. I hope it helps. beingfrugal.net coolfreebielinks.com keep me updated on site that you find too.
3 people like this
• United States
3 Jan 09
I didn't know they actually have a site out there that you can cook once a month or even a couple times a month to create meals for a family... How neat.. Thanks for the words of advice!! I honestly didn't think about googling it before. But I have been googling things i would normally not and I've found so many new things! Thanks for sharing!!
2 people like this
• United States
3 Jan 09
One of the things we do that has a big impact is we save our change. Every evening we take ALL of our pocket change and put it in a jar. A few times a year we count it out, put it in coin wrappers, or take to the bank and run it through the coin sorter. We save that money for something special. We have found that by not carrying change we don't spend as much on things like a soda, or chips. If we have to break a bill we think twice. We the prices of things going up and up, maybe we should stop carrying dollar bills and only carry $5 or higher?
1 person likes this
• United States
5 Jan 09
I didn't know that about the coin sorters, what a good deal, thanks for sharing.
• United States
5 Jan 09
If you save your coins, be sure to check out coinstar.com for promotions. They run the coin sorter machines that you see at a lot of grocery stores. If you use your coins for gift cards, they don't charge you a percentage. At the end of the year, they had a promotion that they would give you and extra $10 gift card if you cashed in more than $40 in coins. I did it and I'm hoping that by the time I get another $40 saved up they will have another promotion.
• United States
4 Jan 09
When we have change we do the same thing. Except the only time we go into it is if we are in need to take the big blankets to the laundry mat or if we need some extra cash for things. But that does work nice. Most of the time I just use my debt card so I don't get any change back. Oh well. Thanks for he suggestion!
@peavey (16936)
• United States
3 Jan 09
I think the most important thing to living a frugal life is to look around you and find things you already have that satisfy you. Concentrate on what you like in your life, make full use of the things you enjoy already. It's a process, but once we find ourselves content, we stop spending money unnecessarily.
1 person likes this
• United States
3 Jan 09
I like that... Find contentment in things we already have. Hmmm some how that sounds religious in an aspect too. I love that.. find contentment in things we already have and find content within ourselves. I really do like that. So maybe that's why I'm a self proclaimed "shop acholic" because I'm not content within myself that I find a need to fill it with things that I honestly do not need. Thanks for the insite! Truly!!
2 people like this
@urbandekay (18278)
3 Jan 09
Here is the biggest tip; freecycle.com all the best urban
1 person likes this
• United States
4 Jan 09
I just found out about this site last week. Thanks for sharing to let others know too :)
@Loverbear (4918)
• United States
3 Jan 09
When I go shopping I ask myself "Is this a want or a need?" More often than not an item turns out to be a want and not a need...so I put it back. I also allow myself one treat per month...as long as it's under $20. Also, I haunt the thrift shops and the retail stores with good sale racks. Kohls have clothing racks that are between 60 to 90% off. I very seldom pay full price for anything. Since I live in the country, I grow my veggies, it's so nice having fresh tomatoes, beans, peas, corn, spinach, etc. Also I use wood heat rather than propane or electric. Along with that I hang my clothes out to dry rather than use a dryer. Of all the money saver's I've used, the "is it a want or a need" had done the best for me in saving money.
1 person likes this
• United States
4 Jan 09
Thanks for the advice. I can see mostly the items I pick out end up being wants to rather than needs. And I love kohls too. Also did you know you can buy $5. kohls coupons on ebay. Definately worth wilded!
@Loverbear (4918)
• United States
5 Jan 09
Another couple of things to pass along. First, in one of my business classes the lecturer made a statement that really struck home. "Live mean, lean and clean". It works for business as well as in real life. I am currently sorting out (becoming clean) and getting rid of things that are unnecessary. I am curbing my spending by deciding if it was a want or a need. I also am cutting back on other spending too (becoming lean) and I have learned to say no to people wanting to borrow money or give me unnecessary things that are just clutter (becoming mean). I say my no's in a polite manner, but I do say no. It is helping a lot already. I also am a big recycler. I collect aluminum cans, glass bottles, and plastic water bottles. I take them in every three or four months for recycling and I usually earn between $25 and $50 depending on the time of year.
• United States
5 Jan 09
That's a huge savings! I would love to do that but right now living in an apartment there's not a whole lot of space. Even though I've cleaned out a lot of stuff and it actually feels good and organized and make me a lot happier. But still I don't have room for cans or other recyclables well not yet.
@beaniecat (329)
• United States
5 Jan 09
Being frugal has become a challenge for me that I enjoy. I love finding ways to cut the grocery budget as small as possible and sharing the deals that I find on a social networking site. I keep track of the things that I get for free as sort of a way to keep score. My husband has become so used to my habits that if the bill doesn't ring up to at least half price after I use my coupons he says "how come it cost so much?" I actually get a high out seeing how low I can go on the grocery bill and other necessities.
• United States
5 Jan 09
We do the coupons and such also, my husband enjoys it as much as I do. And we just love going to places like Walgreens after a holiday and buying discounted candy and decorations. We get a huge charge out of reading a Walgreens cash register tape that says we saved $70.23 and our total will be under $5, and that happens a lot! We freeze a lot of candy, and often use it in home baking.
• United States
16 Jan 09
It is hard to say what is the best way to be frugal but I can tell you what worked for me. I had to learn to be content with what I had and what I could get. Get creative and have fun with it all. It feels good to know that you are controlling your money rather then your money controlling you. I love to learn a new trick every once in a while that will save me in the long run.