@beaniecat on myLot

reinydawn @reinydawn (11643) • United States 11 Jan 09

I have this pencil... It was given to me as a graduation gift 6 years ago when I got my Accounting degree. It's a Mont Blanc, which costs a couple hundred dollars - yes, for a PENCIL! Well, last Christmas, my boss bought me the...

accounting

24 responses •

10 people

beaniecat I wouldn't have paid that much to fix a pencil. However, you have to decide what's important to you. I hope it lasts a long time at that rate.

3 Feb 09

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1 comment

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2 people

reinydawn @reinydawn (11643) • United States 27 Jan 09

We really wanted to take advantage of the low interest rates going on now and refinance our house. We have a main mortgage and a home equity loan. We wanted to consolidate them and have just one loan, and a lower combined rate....

7 responses •

2 people

beaniecat I'm sorry it hasn't worked out for you to refinance. I hope you can do something before you ARM rates changes. We were lucky and ours appraised for enough to get the loan that we needed. We combined our first and second and lowered our total payments. It's a...

3 Feb 09

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1 comment

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1 person

Raven1 @Raven1 (577) • Australia 19 Jan 09

It never fails to surprise me how few people grow their own fruit and vegetables. It's not only ridiculously easy, it can save you SO much money and it's healthier for you at the same time. Does anyone else here grow their own...

fruit

growing food

vegetable gardens

18 responses •

5 people

beaniecat I plan to try growing my own this summer. We have very rocky soil here, so I'm going to try to do container gardening. I look forward to some home grown veggies.

20 Jan 09

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2 comments

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2 people

bubblyapple @bubblyapple (2653) • Philippines 19 Jan 09

if you'll give up buying coffee from Starbucks each day? if you'll give up eating out every single day? if you start bringing lunch to school? if you start unplugging you appliances at home? Just some things to think...

7 responses

beaniecat Don't forget you can save money if you quit smoking. Not just the price of the smokes, but a lot of companies are starting to offer discounts on health insurance if you aren't a smoker. Another thing to cut that adds up are the snacks and sodas at work, or...

20 Jan 09

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1 comment

livinglegend7 @livinglegend7 (114) • United States 20 Jan 09

The best way to save money is to buy large amount of certain foods when they are on sale and use coupons as much as possible. Instead of going out to eat 5 to 10 times a month I cut it down to one time a month and I have saved a...

7 responses •

2 people

beaniecat I joined weight watchers at the start of the month. Even with the monthly fee, we've saved money because we don't eat out much and I am cooking more instead of buying those unhealthy convenience foods. I'll also save money by being able to get into my good...

20 Jan 09

saundyl @saundyl (9783) • Canada 19 Jan 09

Today i went to get some iced tea and batteries. I got those but then on the way out to my car i realized the little batteries i got were missing as was my card for movie gallery and my reciept (all in a little baggie). I ran back...

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2 people

beaniecat Sounds like you got a lucky break. Funny how things turn out that way. Especially after you thought you'd lost your purchase.

20 Jan 09

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2 comments

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1 person

cher913 @cher913 (25782) • Canada 15 Jan 09

while it is a necessity for many of us, it seems like people in Hollywood are following suit. Some are trading clothes between sibling, some are lowering their shopping habits...

10 responses •

2 people

beaniecat Basically, it means using your money prudently. It's not being wasteful. It's stretching your money further.

18 Jan 09

cher913 @cher913 (25782) • Canada 15 Jan 09

while it is a necessity for many of us, it seems like people in Hollywood are following suit. Some are trading clothes between sibling, some are lowering their shopping habits...

10 responses •

2 people

beaniecat My home owners association didn't get their rules filed with the county like they were supposed to originally. Now they can't get enough votes to get anything passed. I wonder what people would think I if I put a few chickens in my back yard? I'm planning to...

18 Jan 09

beaniecat @beaniecat (329) • United States 18 Jan 09

I don't usually post so many things to mylot, but I keep coming across freebies for January. On January 24th you can get a free short stack of pancakes at IHOP. The offer is good for dine-in only and lasts from 7 am to 10 pm.

free pancakes

ihop

1 response

beaniecat @beaniecat (329) • United States 18 Jan 09

Krispy Kreme is giving away free donuts on Inauguration day. (Tuesday, January 20, 2009). The offer is nationwide and you get to to choose your favorite. What flavor would you pick?

free donuts

krispy kreme

2 responses

livinglegend7 @livinglegend7 (114) • United States 17 Jan 09

I cook a lot of Pasta Dishes which can be extermley cheap when you can get Spaghetti sauce on sale. I also cook a lot chicken which with vegetables.

16 responses •

4 people

beaniecat Dave Ramsey is always saying "beans and rice, beans and rice." Beans have protein that you need and can replace expensive meat. I was reading about how people survived the great depression and they made a lot of dishes with cornmeal.

18 Jan 09

beaniecat @beaniecat (329) • United States 18 Jan 09

January 20, 2009 is Customer Appreciation day at taco bell. They will be offering 20 cent tacos. There is a limit of 10 per customer. Take the family out to eat for cheap or get yourself a cheap lunch!

customer appreciation day

lunch

taco bell

tacos

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1 person

beaniecat I was curious about the type of tacos also. The promotional material that I saw didn't say. I wanted to know if it was hard shell or soft shell.

18 Jan 09

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1 person

LaurenInLA @LaurenInLA (2270) • United States 17 Jan 09

I'm very new to living frugally. Since the economic upheaval, I've become more and more concerned with how we spend our money. So much waste. One of the first things that I took a look at were our phone bills. We have a land line,...

44 responses •

7 people

beaniecat I read in the New York Times that the average American wastes 27% of the food that they buy. That means if you spend $500 a month in food, you are wasting $135 a month. We are trying to do better about making sure things don't go bad and get tossed.

18 Jan 09

LaurenInLA @LaurenInLA (2270) • United States 17 Jan 09

I'm very new to living frugally. Since the economic upheaval, I've become more and more concerned with how we spend our money. So much waste. One of the first things that I took a look at were our phone bills. We have a land line,...

44 responses •

7 people

beaniecat I agree with you about paying for things in cash instead of using a credit card. Even if you pay your credit card off every month, studies show you are likely to spend 34% more. We also don't eat out as much. When we do, I drink water with my meal. I think...

18 Jan 09

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1 person

livinglegend7 @livinglegend7 (114) • United States 18 Jan 09

I spend $25 a week stocking up on can goods because of the bad economy. The reason why I spend so, much money on canned goods because, the United States economy could go into hyper-inflation when the value of the dollar is worth...

9 responses •

2 people

beaniecat How do you track you supplies to make sure that you used them before their expiration date? I was surprised when I went through my pantry to donate items to a local food bank, how many things had expired and we don't keep a big stock pile. You don't want to...

18 Jan 09

ladym33 @ladym33 (10979) • United States 18 Jan 09

I just saw this on another site, this man decorated his basement using a $10 worth of Sharpie markers. Of course he had a lot of talent to go with that, but look at this amazing job he...

basement

frugal decorating

12 responses •

3 people

beaniecat Now that is some frugal decorating, not to mention a conversation starter. I don't think I'd try it myself. But gotta give him credit for being quite creative.

18 Jan 09

beaniecat @beaniecat (329) • United States 18 Jan 09

January 20, 2009 is Customer Appreciation day at taco bell. They will be offering 20 cent tacos. There is a limit of 10 per customer. Take the family out to eat for cheap or get yourself a cheap lunch!

4 responses •

1 person

beaniecat @beaniecat (329) • United States 5 Jan 09

It was inevitable. It is time for new tires on one of our vehicles and we shouldn't try to make it through the winter on the old tires. Does anybody have any tips on how to find the best deals on tires?

deals on tires

tires

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2 people

beaniecat Wow that is impressive. I know enough to find the right size. And I guess I can always use the penny trick to determine if there is enough tread.

6 Jan 09

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