omg!!!

I have had the same miserable start to the year. Spent thousands repairing car that is still not fixed, picked up a few uneccessary speeding fines, salary not covering everything and food/bills just piling up. Stress levels getting high but at the end of the day as long as I still have wife and children I can get pass anything. I am forunate in that our financial life has been a rollercoaster ride so whole family easily accepts when we have good or bad times cause we value and treasure each other more than anything else his world has to offer. Their are always ways to make money or aquire anything material in this world but family if you lose that all the wealth in the world can't buy that. Like the words of the famous "Beatles" song, "Can't buy me love". Hang on in there you will see things will get better.

First, make the kids stand in separate corners where they can't see each other. Tell them to put their hands behind their backs and look up at the ceiling. This will keep them quiet. If they don't listen to you, you have bigger problems. As far as the bills, do what you can to pay them, but don't think it is the end of the world if you can't. The most important thing in life is your health and family. You don't need all the possesions to be happy. The more stuff you have, the more stress there is. Be happy that you have kids, and are able to walk and talk and see.

Hey messageme! That's really a bad situation you're in. Well, I guess you shouldn't let stress overpower you. Stressing about this things wouldn't help but of course, I understand, given your situation, who wouldn't be stressed? I mean, try to be as calm as possible, set your mind clear so that you could think wisely. Set your priorities like which thing best needs to get resolve first quickly, try to find a solution about that. You could go online to search for an available job in your area and pursue more on making money online (it won't do much but it could at least help) or maybe you could ask for a relative or a friend's help. Don't lose hope. If you will stay strong and positive, I'm sure you will get over this problems. I wish you luck and hope things will get better for you soon.

I am really sorry to know all about unfavourable happenings with you. Have faith in the Great God, things will turn your way. Hope for the best and pray for the positive things to happen. And please be optimistic. For that matter, the medium investors all over the world have lost in stock market.

Hang in there and know that once you are working,things will get better. Can your boyfriend get a second job just to get you over the playing catch up stage. I understand that as we are doing the same thing. My husband was subcontracting for another company and they have ran out of work due to the problems in the auto industry. I hope that he gets some work soon and he is applying for jobs often so I know that he will find something. I work part time and home school my kids. I am lucky in that he always finds some way to make some extra money - mechanic work, hauling scrap metal,etc. However, it is usually not enough to get us caught up. I had to take a loan out to get his child support caught up so that he didn't go to jail and I don't mind but it is another bill now. I would never invest my money in the stock market right now as it is too scary to think of losing my money. I am working hard online to make some extra money and I hope that this works for us. I think that I will make a little money here and I have made about $50 on some other sites.

I am very sorry to hear that. ***million hugs**** if you are going to a church please do go, and I hope this site keeps your mind off those bills.

Personally there are a lot of people like you lately, and it is getting Sad. I am really wondering when this can ever end, and things get better. My husband and I are having to pinch pennies as well. Yes, we both are Employed, but it seems like everything continues to go up, and there is never enough for everything. But our Bills are not behind, but I feel for you. All I can say is if you believe in the Power of Prayer, saying a Prayer and finding a way to Trust God thru all of this could be a good thing for sure. Also you might be checking around and seeing if their is any Aid you can get or help to keep your home, etc. I am wishing you and your family the best, and will be Praying that somehow something Good comes from this for you soon.

i am very sorry to hear abot it,but dont lose hope just rely on the verse from the bible SOME TRUST IN CHARIOTS,SOME TRUST IN HORSES,BUT WE TRUST IN THE NAME OF THE LORD OUR GOD and THIS POOR MAN CRIED OUT AND THE LORD HEARD HIM AND DELIEVERED HIM FROM ALL HIS TROUBLES.

Well if you are starting a job I would suggest that you go to the bank and ret to negotiate with them on getting your mortgage caught up because you need that rook over your heads - and they will probably work with you on it because they don't need a foreclosure on their hands. The Salvation Army in our area helps with things like utilities - you might talk to them. Don't spend any of your earnings on anything other than getting things caught up and hopefully ahead. Good Luck and God Bless.

I am so sorry sweetie! But think positive if you can for just a minute...summer is coming...the utilities will go down....people will be in a better mood and will start spending money again.....so the stocks will rise...hopefully....I have lost almost all my retirement so far.....but tomorrow is another day..keep your chin up! We all love you!!!!

it is really sad to face this type of situation i also lost big amount around Rs70,000 in Indian currency in stock market and i was totally broken then i decided not to go for this type of thing,its like pure gambling,its better to concentrate on hard work whatever you do atleast you will get what you work for not this uncertainty income which can take our life one day.Good luck.

Hi, messageme, I understand what you are going through. I have bills to that needs to be paid as well. I have no money and no job. I am fighting hard to have my SSI. It is tough on my end. The only money that we really have right now is the tax refund money. And we are using all of this up to stay in a motel, until we move into another place to stay, which will be really soon. I hate my life!!! It is not easy being me! I have three kids and my back hurts.. I go through so much on every end of my life! So, what I am doing now, is praying. I will talk to God and tell him my needs, even though he already knows what they are. He just needs to hear us say them. Do you have a job? I wished that I could work, but it is hard for me to stand up but so long...I am sorry about all your savings being lost at the stock market. Please pray and tell God all of your troubles. He will supply all of yoir needs according to his riches and glory. I will pray for you and ask God to send some comfort your way so that you will be able to handle all of your financial responsibilites. You are not alone in this. I struggle everyday and I feel that your situation is a piece of cake. But, in reality it is not. I am sorry for your stress and anxiety. Maybe you can try to apply for some kind of assistance that will keep from your utilities from being shut off. Maybe The United Way can be of some help as well. Contact your local county DSS for other assistance that will be beneficial to you and your family. I hope that you will feel at ease as things simmer down bit by bit. I will keep you in my prayers. I want you to come out of your situation. It is so sad that life can be so hard on all of us. Just remember that you are not alone, it could have been worse, you know. I thank God that it is not. God will bless you, just keep your faith strong!

I would worry about the mortgage, check into help with your electric bills (social services have programs that can help if you have a shut off notice). Do not use your credit cards, and check out the food banks for groceries. Do not purchase any exspensive meats, use beans, beans, peas and cheaper meats like hot dogs. I know the feeling. The job market has gone from bad to worse, and there really isn't anything out there. I lost my house (foreclosed) on three years ago, my paid for vehicle bit the dust (well-it had help), my child support quit coming in. It was definitely pouring in my household. I'm just starting to see a little light at the end of the tunnel. I'm living with my Mom and subbing once or twice a month. I earn a little on line, but I just started..so I'm hoping to learn some tricks to the trade. You are right, money does not fall out of the air, we have to be dedicated in finding it. Money is time, so the more time you put in the more money you are going to make.

I think just about everyone is in that situation or has been recently so you arent alone. We have a few neighbors who have recently had their electric shut off for a few days but we all got together and had a cookout and had a little potluck type dinner for a couple nights. It wasnt the end of the world although it felt like it for them at first. We were recently behind in rent...it came to a total of 2 months although it was a month in full and then a little of off a few previous months that just added up. It sucked but eventually we got it back on track. My husband is the only one that works in this house so it is stressful for him. We are a very supportive couple and have helpful neighbors that are or have been in the same boat so it makes it a little easier to tolerate. Hopefully you will get everything back on track. It takes alot of budgeting and spending cuts sometimes but just be hopeful. There are churches that can help as well as food banks and things of that nature that you should look into. As for the kids....mine too have their moments and sometimes they end up in time our seperately or if they are petty fighting I stick them in their room together and let them work it out. Well good luck to you and yours and keep us posted.

hi... I know that your situation is utterly difficult at this very moment.. Your problems pile up like you wish there would no more be tomorrows.. If you feel like crying, just cry it out... do not hesitate to release those feelings.... afterwards, think of what you have today and be thankful... Maybe going to church would do good for you.. God is merciful... You'll get out of that situation soon... keep your faith and pray... God bless!