Do you use the ATM Machines?
By marciascott
@marciascott (25529)
United States
March 15, 2009 1:50pm CST
They are very convient. I use them all the time, it just that I have this one Card I can't find I have looked everywhere, sometimes I take it and stick it in one of my Pockets now I have to find out which pocket I put it in? I hope I fine it because if I don't I will have to get another one, and I really didn't want to do that. I hope I find it. I need it right now because this is the weekend! I don't like to carry cash. this ever happen to anyone? I usally keep it in my purse or wallet. Ok, have a nice day!
6 people like this
43 responses
@Oscarchen (123)
• China
16 Mar 09
Yeah, Everyweek I use the ATM..It's convient,like you said.Have a nice day!
2 people like this
@marciascott (25529)
• United States
16 Mar 09
yes, especailly if you get paid every week, the money is right there. Thanks for you input!
@hustonphotography (569)
• United States
16 Mar 09
When I have to I will use them. If I do then I will use one from my bank. It just seems safer to always carry a card. I have heard of people using devices to rip off peoples cards at the ATM machine or even people getting robbed at an ATM machine. I try to always be careful when I use one.
2 people like this
@coffeebreak (17798)
• United States
15 Mar 09
NO. If At all possible I just go into the bank...which is usually possible. I just don't trust them and I want a person doing the transaction in front of me that way if there is a problem I know about it right there and can fix it. I don't have to worry about someone stealing my pin or other information. It really isn't that hard to plan needed money ahead of time and banks are usually pretty close. I'd rather spend the time to do it inside the bank and be done withit, than spend the time dealing with a problem caused from the ATM or theft.
1 person likes this
@marciascott (25529)
• United States
16 Mar 09
I guess that would be better, But they make there money whether you use it or not. have a nice week. a person has to have your pin number to get anything.
@coffeebreak (17798)
• United States
16 Mar 09
Peopel get PIN numbers all the time... I have seen so many times the news showing how a hacker puts a scanner device of their own on the thing where you slide the card...hear they even sell them on Ebay. And with little cameras, they can view you putting in your PIN... happens all the time.
Plus, think of it this way, every time you use an ATM... that means a teller is just a few more hours closer to being laid off for lack of job description.. meaing that job no longer is viable.
@animegirl334 (3263)
• United States
14 Aug 09
I hope you have found your card. As for me, I love using the ATM machine. I always keep my card in my wallet so I won't lose it. The bank would issue another if I ever did though.
@marciascott (25529)
• United States
14 Aug 09
Yes, I did find it. It was right in My shirt pocket. Thank God!
@debayan080593 (126)
• India
16 Mar 09
debit card is really useful.i think its much useful than credit card.
2 people like this
@marciascott (25529)
• United States
16 Mar 09
yes it is more useful because it is your own money. so you don't have to worry about paying interest. Just don't over ove rthe amount, or the Bank will clean up on you!
1 person likes this
@wavelander (1526)
• Portugal
16 Mar 09
yes, when i have money on my bank account lol
1 person likes this
@marciascott (25529)
• United States
16 Mar 09
I know what you mean, same here! I don't like to carry alot of money around it is too dangerous. You are smart!
@riyasam (16556)
• India
16 Mar 09
it does happen to me alot of times.i frequently missplace it.sometimes when me and hubby go grocery shopping,we sometimes absent-mindedly put our card in the grocery bag,later on we have a hard time searching for it.hope you get yours soon.
@marciascott (25529)
• United States
16 Mar 09
I did find it, thank God for that! How are you? I hope good!
@winterose (39887)
• Canada
17 Mar 09
oh yes my son and I use them all the time, in the winter it is my son that goes out and gets the money from the atm machine for me because I am housebound in the winter, I cannot walk.
1 person likes this
@seabeauty (1480)
• United States
16 Mar 09
I don't use atm machines anymore. I used to years ago. I really don't need them. I use my debit card all the time. No cash. If I need to transfer money, I go online and do that.
1 person likes this
@marciascott (25529)
• United States
16 Mar 09
It basically is the same thing. Thanks for responding.
@chimrani (1426)
• India
15 Mar 09
Yes,friend now atm is like using mobile phone.Now in india too(developing country) many peoples don't keep cash with them they use atm cards.I too have 2 atm cards i sbi and 2) icici bank atm card.
i like to use atm card because i cannot take my money to other states to give to my clients and i go to the distination place and with draw cash via atm and give it to my clients its easy
Keep mylotting
1 person likes this
@marciascott (25529)
• United States
15 Mar 09
That is good I have two of them too! they are very conient as long as you got the money on the Card.
@momtrying2makeit (3270)
• United States
15 Mar 09
I use atms when I have to. Personally I like to write checks and use my debit card. If I need to clean my clothes I always take money out but other than that I try to keep all my money in the bank now. See for me it helps because I always think twice before I spend the money. And I keep track better when my money is in the bank versus in my wallet. These are just my thoughts on it. Nice discussion and happy mylotting.
@marciascott (25529)
• United States
15 Mar 09
yes I have a Debit card too, put sometimes some stores don't take checks!
@iamsolucky (1241)
• Philippines
16 Mar 09
]payroll is always thru atm, and it can also used for shopping. Its just so convenient that you dont have to carry cash in bulk. In this modern world, people always think of convenient ways. But we have to take good care of it too like cash. Over here, there are other lending companies who accept atm card(payroll account) as collateral. There is one funny thing that happened to me. i didnt check that i have atm card in my jeans and i need to wash it, the washing machine is already turning and when its off, i found out that my card is there. Hehe, but its still working, i tried it.
happy mylotting!
@marciascott (25529)
• United States
16 Mar 09
I have direct deposit too, and it is convient, to get paid like that, instead of running to the bank.
@jsilver09 (117)
• United States
16 Mar 09
Oh, yeah, I use ATM's...
I have lost cards before. ALmost like an annual even I have lost wallets twice in the last two years.. Of course my cards were in there. But I called it in stolen. You should let your card holder know as soon as possible if it is not found. I always use precaution. But, if your are the type to move your money around, mabee you should keep on looking.. I find it is the last you would look that you put it.. Good Luck!
1 person likes this
@marciascott (25529)
• United States
16 Mar 09
I did find my card it was in another purse I am glad I found it, bcause if not I wld of had to change over everthing.
@ajithlal (14716)
• India
16 Mar 09
I do use ATM machines. It is always great to carry cards than money with us. Sometimes we cannot carry money with us and it might make us feel uncomfortable. Also when we carry cash we might tend to buy more things than we intend to buy. So it is always great to use cards than cash.
1 person likes this
@yenwie84 (1344)
• Malaysia
16 Mar 09
I don't think there is someone who can avoid from using ATM machines. As what you have said,it's convenient. We can find ATM machines everywhere,especially during emergency moment,we can solve our problem easily. But one thing bear in mind, we need to always make sure our card is securely kept in place it should be.
1 person likes this
@Margarit (3676)
• Philippines
16 Mar 09
I do have atm card, and i see to it that i don't just put it in any place but in one place and in one wallet so that it would be easier for me to find it. But i do experience before that my credit card was lost, what i did is i called up my credit card company so no one will ever use it. It is better be safe than having problem later. If you cant find your lost atm card, called your bank and called it and replace a new one.
1 person likes this
@zhuhuifen46 (3483)
• China
16 Mar 09
Yes, I use ATM to get cash out, there are so many ATM machines at easy reach. And there has installed protective facilities for users. Still we need to be careful about the various cheating, and be careful about surroundings for fear of any potential incidents. Never release any passwords, and never put ID cards and credit card at one place.
1 person likes this
@SmilyQin (179)
• China
16 Mar 09
Oh,I use ATM machine all the time.I don't like to go to the counter,there always have a lot of people there,I don't like waiting.Since i can withdraw and depoist money with ATM ,so why not.I don't need to bother anyone .I like it in this way!
I have a lot of cards.And i never lose one.altough there isn't much money in it!
@HelloMickey (1655)
• Hong Kong
16 Mar 09
Yes, I use ATM. They are accessible and easy to use. But in my country, if you need to cashout, we need to queue up for the machines. Have a nice day.