We are so broke!
By katsmeow1213
@katsmeow1213 (28716)
United States
April 15, 2009 3:32pm CST
When was the last time that you were so broke you had to count change or return soda bottles in order to buy milk or bread or something?
Today was that day for me. We spent every single dime to our name, actually our bank account may be overdrawn by less than a dollar (don't you love how that happens?). Then I look in the fridge and I'm all out of milk!!
I have no gas in my car and obviously no money to buy gas, and my husband is at work. So, I gathered all my soda cans, tossed the babies in the stroller, and walked to the store. I managed to have just enough soda cans to buy my milk.
Thank goodness payday is 2 days away!
When was the last time you were flat broke?
4 people like this
23 responses
@gemini_rose (16264)
•
15 Apr 09
I think the last time I was like that was a couple of years ago and we used to be like that all the time and it is so horrible. Of course now hubby no longer has a job there is a good chance that we could end up like that again by the end of the year! But hopefully something will come up before we go back to the dark days.
@katsmeow1213 (28716)
• United States
15 Apr 09
I know we've been worse off. We're slowly getting better. At least all our bills are being paid on time, but we're still doing stupid things like eating out when we know we shouldn't, or spending money that we know we're supposed to be saving for a bill. It happens mostly when my husband is home. For some reason I have a lot more will power by myself, but whenever he's home for some reason we both just give in and convince each other it's okay to give in and there we go doing something stupid. So I can't imagine how bad it would be if he were out of work!
@gemini_rose (16264)
•
15 Apr 09
I used to be like that with my hubby, now I am the stronger one when it comes to saying no we cannot afford. Im the meanie! But I do have less will power when I am with him! Hoping he will be back in work soon, he had another job interview today, wont know though til next week.
@cynthiann (18602)
• Jamaica
15 Apr 09
Hey gemini rose - I wondered where you were as I have not been receiving your posts. I hope that your husband does get a job soon and that things will be o.k. for you all. Blessings
@3SnuggleBunnies (16374)
• United States
16 Apr 09
We've been that broke here and there. Though when I was about 19-20 I recall being so broke I took the change from the bottom of my purse to pay for gas to get to work and we lived out of a food pantry.
I'm glad you were smart enough to save your soda cans. My hubby thinks saving cans is foolish but to me why not use the money to your benefit rather than than the city you live in.
Though since hubby had to get a new to us vehicle we will definatly be experienceing it as the payment is more and there's no over time this week (only offered o/t 2x a month) and that overtime makes all the difference. Otherwise like many I'll be making some sacrafices to make sure that my kids get what they need. I'm ok with going without, it's what a mom does.
@katsmeow1213 (28716)
• United States
16 Apr 09
I always save my bottles and cans. Before we moved, back when I had more space, I'd save them until I needed something that I forgot, then I'd send my oldest son to the store (2 blocks away) to return the cans and get what we need.
Well now we don't have so much space, so I can only save up a grocery size bag or 2 full of soda cans before I have to return them. So now I return them on Fridays when I do my shopping and use the money towards my groceries, even though it's less than $1 most of the time.
@3SnuggleBunnies (16374)
• United States
16 Apr 09
I've done that before with only 2 small grocery bags & I got a comment from the cashier @ the junk yard... "thats all?" I just wanted them out of the house & I didn't have a container at the time big enough to hold more.
But it all adds up and as long as you are not going out of your way to cash them in why not?
@newtondak (3946)
• United States
3 Jan 10
Have been there a number of times and generally it was because of my own financial irresponsibility.
You indicate you have "babies" and that at this point in time your income is limited - have you looked into the WIC program?
@cynthiann (18602)
• Jamaica
15 Apr 09
I'm pretty broke right now and have to go until the end of the month to get paid. If I am careful then I can just manage it to payday but no frills will be bought - just basic. This means that I forego my coffee and bring from home and a sandwich from home too for lunch. But it can be done and many people do it daily.
I've been flat broke many times in my life adn somehow you get through it. You were resourceful enough to do what you did to get milk for the kids. That was great - you solved the problem. Keep strong
@katsmeow1213 (28716)
• United States
15 Apr 09
My husband is usually allowed to buy lunch once a week, he doesn't buy coffee though. Lately I've been buying him some microwavable foods to keep at work for when he gets hungry, otherwise he'd forget and try to spend money and I always end up yelling at him for that!
It's been a long time since we were really hurting, and we've always found a way to manage. If we had to we could write a check at the grocery store for the items we need, it wouldn't be cashed until Friday and by then there would be money in the bank. So it's not too bad yet.
@clorissa123 (4926)
• United States
16 Apr 09
I try not to manage to make myself broke like that. I really want to save money for emergency situation. Somehow I afraid that might happen too. I hate to spend too much on something that is not worth or I might not use again. Well, try to save some money, and not to overspend them.
@soultaker (89)
• United States
16 Apr 09
i know who u feel i try to save money
when my bf find out i have money he spent it
so in the middle of the week i am looing for some money
to buy some milk or pop
so i try next week and i hope it works out for me
sometime i do spent way over my limet
@AshleyNicole82 (35)
• United States
16 Apr 09
OH my gosh, I know the feeling. We have had to scrape up pennies to put gas in the car. I know the filling station attendant was probably laughing at me when I left. Usually though we take all of our change to one of those coinstar things they have in the grocery stores, dont know if you have one of those where you live at but it saves you the embarrassment of having to count change out. I especially hate it when there are like a lot of people behind me waiting and Im sitting there like "Okay thats 72, 73, 74........" I hate that.
@katsmeow1213 (28716)
• United States
16 Apr 09
I don't actually count change. normally I'll deposit the change into my bank account instead, that makes it easier on me
@lingli_78 (12822)
• Australia
16 Apr 09
fortunately God is so good and merciful to me... i don't have to experience being so broke in my whole life... so far, it is still good... neither me nor my hubby have ever been jobless before... both of us have a full time job and we don't have any child yet... so life still pretty good on us... we don't have a luxurious life... but we have a happy and ordinary life with God as the head of our family... take care and have a nice day...
@cher913 (25782)
• Canada
16 Apr 09
we are often like that just before payday! hubby gets paid on friday so thats not too bad and i will be getting some child tax money (we get a sum of money every month from the government to assist in raising our kids - the amount depends on how much you make.) and that will be coming on the 20th, but of course we have our mortgage to pay...well you know the drill.
@lilybug (21107)
• United States
16 Apr 09
I get pretty broke once in awhile. I luck out though usually and just when I am getting really broke I get a bunch of toffee orders in a row or a nice sized child support check.
My son gets the money for the cans unless I really need it, then he gets an IOU for the money. Right now we have about 6 big black trash bags full of cans he is waiting to turn in. Hoping aluminum prices go back up some.
@TazRes (827)
• United States
16 Apr 09
Not Totally broke yet, but I'm on my way - the reason is, I have a separate savings account that I have withdrawn from once to catch up on bills and I'm hesitant to go back now. Again I'm behind in my bills, a couple years back, I use to didn't have to keep up with how much money was left in the bank, now I'm watching every penny.
Yesterday I checked my account and I was overdrawn for the second time this month.
I have my electric bill and other bills that are overdue and no money to pay them.
On the news they announced that people who are behind on they're electric bills will have to pay by Friday or services will be cut off.
Everyone is having hard times right now; and as I'm typing this, I'm hearing on the news - which is breaking news of a Bank robbery and one of the suspects has been fatally shot.
I pray to God things will get better real soon.
@dreamweaverjan (3471)
• United States
16 Apr 09
HI Kats: I go through this ordeal each and every week/month I get paid on the 3rd of the month and I'm usually broke by the end of the day after all my bills are paid;
Pfftt! well bills that I can pay I should say the most important ones;
I can never save up change as I use it all up for necessities for myself, I'm always needing to buy my pets some food, yeah they gotta eat too they have plenty of dry food but my spoiled ones love canned food too;
It sucks to always be flat broke, scraping together anything and everything I can;
We turn in our soda cans too My Dad does also!! Shoot there are times we even cash in his change to get by;
I will be buying milk and bread myself later today, since my earnings from mylot are now showing up on my debit card; Tain't much but that $10.71 will be all spent today;
Life is hard for us all and not really getting any better that I can see???
@thatladiikatie (38)
• United States
16 Apr 09
i can relate. the other day i was couting pennies!! had to get some cheese from walmart and the lady was pissed I paid in change. I was like excuse me times are hard and i dont see a sign that says we cannot accept pennies!!! What nerve she had.
@my4tunes (64)
• New Zealand
27 Jul 09
There was a time we were so broke we didnt have any money to get out of the airport parking after seeing our daughter off at the airport - we tried every credit card we had and it kept declining - i had to tell the lady we simply didnt have the money and she let us go...anyway, it was one of those 'phases' we went thru...I believe that as long as you try your utmost not to dwell on your 'brokeness', something will come thru for you...because whatever you focus on in your mind..becomes your reality...so really try to focus on the fact that 'miracles' happen all the time and somehow, somewhere, if you keep focussed on the positives, it will definitely happen...
@xbrendax (2662)
• United States
16 Apr 09
Once I was so broke, I sold my garbage can for $3.00 and was able to eat for a couple of days, then the food ran out and I was so hungry I ate my house plant! Let me explain: My house plant was really a huge sweet potato in a big jar of water and it was beautiful! It had huge, long shiny green vines that went all over the place and I loved my plant but I was so hungry I kept thinking of a pan full of hot buttery sweet potatoes. Well there was NOTHING at all to eat in my house so finally after drinking lots of water to stop my hunger pains, I took my sweet potato out of the water and examined it and was surprised to find it quit firm and in perfect shape, so I cried as I cut off all the beautiful vines, peeled it, cut it up and boiled it with a little brown sugar and some butter till it was tender and the juice was thick and I ate it! That was the best meal I had in a long time! I went to bed full and happy! The next day I looked into a food bank and got 3 bags of food and that helped me till the temporary agency I worked for FINALLY sent me out to work! (When you work for temporary agencies, sometimes you don't get any work for weeks and that happened to me)! That is why I was so broke I sold my garbage can and ate my house plant! I didn't know about food banks till the guy down the hall told me about it. Too bad it was a day AFTER I ate my poor house plant!
@highflyingxangel (9225)
• United States
16 Apr 09
I have money right now but I won't have a lot of money in a few weeks! I have summer classes coming up, no real good paying job and I'm probably going to end up getting an apartment to live in a new town this summer in hopes of getting a good job after I graduate school which happens this summer. I already know it's going to be tough and it's really making me question how this is going to work out and whether or not this is really a good idea!
@aseretdd (13730)
• Philippines
16 Apr 09
Good thing it is payday for me too... since rent is due and my husband has not sent money yet... but after today... i would only have around 500 php in my pocket and that is equivalent to like $25... and that should last me and my daughter 15 days... and it is her birthday next week... well, i am really hoping that my husband will send money soon...
I don't have enough plastic bottles or cans to buy the thing we need...
@celestial052506 (2914)
• Philippines
16 Apr 09
Honestly, I had experience it almost every month. Life is just so hard because only my husband is earning for our existence and like you, we are trying our best to let both ends meet evey month but when you have kids to fed and tuition to pay in school every month, It is not easy. I had also experience what you have been through and maybe more than that but still we survived up to this moment.
@TheG3RG (43)
• United States
16 Apr 09
actually right now is the most broke I've ever been. My girlfriend and I are living in her mom's basement, I just got laid off from my job in the Aircraft manufacturing industry, and my unemployment money has not kicked in, AND at the same time we had to use the last of our savings to go to my last $600 credit card settlement payment... so I have no money, I am having to bum off my parents, her mom, until my unemployment checks start coming in, which is like 2 weeks from now. My girlfriend is working making 250 a week, but we also had an emergency with my dog, $250 later, were broke! so looks like Raen noodles and easy mac for a week...