7 cents

United States
April 20, 2009 10:12am CST
I had to pick up a few things at the store today, dish soap and milk. I had a $10 gift card I used. After the dish soap and milk I figured I still had $3 left over, and I was a little hungry. So I went up to the deli and bought some of their hot chicken. I got a cup of popcorn chicken for my 2 boys to split, and got myself some general tso's flavored chicken. It's really good. So I get to the check out, and my total comes to $10.07. I'd just switched purses, so I had no change what so ever. I don't carry cash as all our money is direct deposited. So now I look like a total fool. I have my $10 gift card, no money, no change.... so what did I do? I charged it to my debit card. What's the smallest amount you've ever charged on your credit/debit card?
3 people like this
18 responses
@jesssp (2712)
• Canada
20 Apr 09
I'm surprised they would make you do that. I'm quite loose with my till at work and if someone's short I just round it down. I don't even use pennies anymore. It seems silly for a store to run a debit card through for so little when it would probably cost them less to just take it out of the till. Then of course there's always the take a penny, leave a penny dish. I think the smallest amount I've used my card for was probably just over $1 for a snack on a work break. And I felt pretty silly!
• United States
20 Apr 09
What sort of place do you work at? When I worked at a grocery store and at Home Depot, I'd get written up if my drawer was off by more than $1 or so, even if the drawer was over by $1, meaning I shorted the customer. Too many write ups and you could be fired. Thankfully I'd only been written up twice, two days in a row. Day 1 I was over by $20 and day 2 I was short $20. We never did figure that out!
@Drumman (305)
• United States
21 Apr 09
Putting a little money in your own pocket huh?
1 person likes this
@jesssp (2712)
• Canada
20 Apr 09
I work at a vehicle dealership and I am the cashier and the accountant so the only one I have to answer to is me! If I'm out by a few cents at the end of the day it's no dig deal, even a buck or two I don't really bother with. It almost always evens out in the end - one day your short a few cents, the next you're over.
@arkasen (748)
• India
21 Apr 09
I think shopping for free is the most exciting thing.
@Ravenladyj (22902)
• United States
21 Apr 09
Shopping for free?? hell what stores do YOU shop at cause damn I need to go there.
• United States
21 Apr 09
@Ravenladyj (22902)
• United States
21 Apr 09
OMG you charged 7 cents to your debit?? You'd think someone in line would have just given it ya know...I would have...hell I've done that plenty of times and ppl on occasion have done it for me..I've even had cashiers up it when its just a couple cents like that....Will you get a service charge?? Like will this 7 cents turn out to be 1.07 or somehting??
• United States
21 Apr 09
No I won't get any service charges, otherwise I probably would have found a way to shave the few cents off my bill. It happens sometimes..
@Opal26 (17679)
• United States
21 Apr 09
Hey kats! OMG! They let you do that? How funny and how truly embarassing? Who cares! I love General Tsos chicken and I would have taken the penny off the debit card if I had to!lol I don't have a debit card yet, but I might have to get one too! I just don't trust myself with one! It's bad enough that I use the credit cards! When I put money in the checking account it really needs to stay there! I would never have thought to pull out the debit card for the seven cents!
• United States
21 Apr 09
I use my debit card for everything. I've had my bank account for 3 years and only just recently had to order checks for the first time... but I've gone through 5 registry books from all my debit card transactions, and yes, I will go to the gas station and buy a soda with my debit card. We never carry cash... ever.
@cynthiann (18602)
• Jamaica
20 Apr 09
That wouldn't happen out here. They would have just taken the $10 and not worried about the seven cents. Or else they would ask you to pay it when next you returned to the store. Just for seven cents? But then I am not a business women and if I were then I would not be successful as I would have just taken the $10 flat.
• United States
20 Apr 09
Well this was Walmart. Such a huge store they aren't going to let me just not pay 7 cents. If I didn't pay I probably would have had to take something off the bill.
• Philippines
21 Apr 09
I don't own a debit card, so needless to say this discussion isn't applicable to me. Had I owned one, however, I'd flush it out right away.
• United States
21 Apr 09
I don't own a debit card, so needless to say this discussion isn't applicable to me. Just curious then... why would you take the time to respond?
@twoey68 (13627)
• United States
22 Dec 09
LOL I think we've all been there before. I think most stores keep a little dish with pennies in it for just such situations. Whenever I have a specific amount that I can spend I always figure a dollar less just in case. [b]~~AT PEACE WITHIN~~ **STANDING STRONG IN MY BELIEFS**[/b]
@stormygrl (761)
• United States
20 Apr 09
Oh gee the place didn't have a penny cup in case someone is short? what else can you do though, I try to never use it under five dollars as credit.
• United States
21 Apr 09
That's why I always try to keep the penny cup at my register full of pennies - so people don't have to resort to debiting 7 cents.
@Drumman (305)
• United States
21 Apr 09
I used to use mine for a 5 cent piece of gum quite a bit.
@lilybug (21107)
• United States
20 Apr 09
I have never had to put that little on a debit card before, but I would do it if I had to. Were you at Walmart by chance? I like the boneless BBQ chunks.
• United States
20 Apr 09
Yep, that's where I was. It's the only store I go to. I love those boneless chicken things... I usually get the general tso's, but sometimes I'll get honey bbq too. And the kids love the popcorn chicken. It's a really cheap lunch considering I only get $1 worth of chicken for me, and $2 worth of popcorn chicken fills the boys right up.
@snowy22315 (182181)
• United States
21 Apr 09
I dont know specifically. I'm sure that it was less than a dollar. I sometimes dont have all the money that I want to spend and freuently use my debit card. It is something that I alaways have with me and use whenever I can to pay with. I hate to put anything on my credit card unless it is absoluley postively necessary.
@madasp (563)
• United States
21 Apr 09
LOL the smallest amount I've ever used a card for was 1.50 for a bottle of pop. You shouldn't feel like a fool, though. I worked in a small grocery store for years and you would be surprised at how often people charge things like a newspaper or pack of gum. I'm sure the cashier thought nothing of it.
@GreenMoo (11833)
21 Apr 09
I'm guessing that it probably cost the company more than 7 cents just to process your payment! Most shops here, apart from the largest, have a minimum spend limit for using a card. It's normally about 5 euros.
@4ofmyown (1119)
• United States
20 Apr 09
I have had to do things like that. The sad thing is why wouldn't the cashier just add it in for you? I worked retail as a cashier for a while and trust me....a ton of people don't want those few extra cents for their change. I would always set it aside and by the end of my shift I would have at least 10 or 15 pennies sitting there. If someone was short change then I would just throw it in for them and at the end of my shift I would give the remaining to my supervisor so my drawer wouldn't be over. Speaking of gift cards ...don't you hate when you only have a few cents left on your gift card and they leave the balance on the card instead of figuring out a way to give you the remaining change?!?! I know it is only a few cents sometimes but in a situation like you had it would have been nice to have that in your wallet. Just a gripe of mine.
• United States
20 Apr 09
Normally I'll just re-use the gift card if there's any change on it. I had a gift card from Christmas that had $2 on it. I added another $10 and we used that a couple weeks ago when we were broke.
@lingli_78 (12822)
• Australia
20 Apr 09
that is really funny... i think the cashier should just let you go with 7 cents instead of insisting to charge it to your debit card... anyway, that is life... even when you are short of 1 cent, they will still charge you... for me, the minimum i have ever charged to my credit card is about $2... i never go any lower than that... take care and have a nice day...
@SomeCowgirl (32191)
• United States
20 Apr 09
I think I've charged 0.03 cents to debit before because I didn't have enough to cover. Kind off silly but when you have nothing else to do then you've gotta do that. Sometimes though cashiers are nice and just use change they found and layed on their register. Atleast that's what I'd do when I worked at this one place. Lol, I was always finding change because I swept around areas no one else would.
@Cerego (117)
• United States
20 Apr 09
You must have been at Walmart. I live 3 minutes away from one and so I go ALL the time. I love the general Tso's and the BBQ chunks! I think I'm the only one in my family that likes the Chicken tenders though,(I eat them with the sweet and sour sauce). But I have actually charged a 4 dollar purchase to a credit card before! I was only about 18 then, I didn't know any better.
@Ozarkgirl (774)
• United States
20 Apr 09
.10 cents