Withdraw money at Bank or Atm

Hi chimrani, Over my side, ATMs are almost everywhere. I won't say you can walk anywhere for 2 minutes then hit an ATM but at least ATMs are located at general places of congregations. At those "central" places, there will usually be some ATMs. We have different banks here of course and the ATMs may not belong to the bank you bank with. Tough luck then. Anyway if you bank with the more popular banks, then it suffices to say that it should be easy enough for you to get to an ATM to withdraw money. I don't think many people withdraw money from over the bank counter anymore. Besides a card is easier to bring along than a bank book (which is being phased out by the bank - I think they are trying to discourage bank book-based accounts).

Given the condition, I would like to use ATM but if I have forgotten my password then I will have no choice but to go to the bank and use my checkbook to withdraw money. I hate to wait to get my money in my pocket from my account. Usually it takes 10-15 minutes to withdraw money using checkbooks. Thank you.

I don't keep much cash on me at all as I use my ATM card to pay in shops. I too don't like standing in line inside the bank to get some cash so I prefer to withdraw from the ATM. It's just down the road from me too and so handy

If they don't charge me a fee for withdrawal, I'll go to the ATM if it's in a safe location. If I need cash, though, I usually get it when I'm buying groceries with my debit card--never my credit card, as they charge interest on cash advances!

i like the atm better also. but i think you really have to watch them because they are not always up to date and give you the wrong information. other wise yes the atm.

Sure I feel the same as you, I do not like the hassle of being part of a queue and waiting inside a bank branch. People save so much time and effort not being part of a queue. I suppose as long as the Atm has no charges for each transaction then I would surely agree that withdrawing cash is better at an Atm than in a bank branch.

We prefer to go to the bank, but this is a small town, with several branches. I feel it is more secure than an ATM. A lot of places here still take checks as well, so that is good. Wal Mart will even let you write your checks for extra, above the amount.

I withdraw money from ATM. i rarely go to bank. That too for some other banking activity. At is more good.

It's not much further to just go to my bank for money. Also the atm's charge to use them. It's not much but if you think of over the years time how much is spent going to an atm it turns out to be a good amount of money. Also, my bank is just down the road from the first place I could use to get money.

Of course I prefer to withdraw money from ATM. Because here most of the time the banks are so crowded. I hate to wait and I am not patient to waste my time there. If it's not necessary, I don't like going to the bank. I love China

Ever since with introduction of ATms and ATm cards, i no longer withdraw money in a bank.. haha =D I just hate to queue up in the bank and it's too troublesome.. ON top of that, some ple in the queue tend to be very talkative or have lots of problem, thus jamming up the whole queue behind them. lol =D As for Atm, it's much convenient though there will be some ple whom always like to take their own sweet time, 'playing' on the ATMs.. lol =D

I dont generally go to my bank to withdraw or deposit money - however i do use a credit union ATM because then there is no charge. If i used a non bank one the atm charges and the bank charges....a nother bank one my bank charges me... I tend to not go to the bank because i work during the hours its open and well its in a different town than i work.

I usually just use the ATM. They are better with me because I usually don't get off work before the banl closes. I would use it anyway though because it's easier. I usually don't carry a lot of cash on me. I just use my card in stores. Just got to remember to keep up with what you spend

Yes, i withdraw my money from ATM too because it is too late and have many works to withdraw our money from bank.We need to dirty our finger for withdraw money too because they need to identify us.I hate this process but sometimes,i need to do that because my other account do not have ATM card.

the atm is what I use but we can only take out 20.00 at a time, so sometimes I have to go to the bank if I want 15.00 or something like that.

I prefer to withdraw money from an ATM chimrani.It takes a long time to get work done in banks, especially if it is a PSU bank.WHat bank were you referring to in your earlier discussion?[where you had to check if it is a bakery or a bank]--

Hello chimrani, I withdraw money from ATM machine. You can withdraw money from the machine up to USD700 per day. Here you can't withdraw money at the counter if the amount is less than that.

Since I'm normally working during bank hours, I've come to rely on the ATM more than actually visiting a bank branch. I withdraw and deposit through the ATM after hours, since almost all ATMs are 24 hours now. It's also easier to use an ATM since you can use any bank's ATM, rather than having to visit the branch where you have an account.