Do you have Plan B in your life? Do you have a balance in your life?

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I have never been so criticized in my life, like I was yesterday. One of my friends, was talking how his family are all for one. They bough a house and they all pitch in and that house belongs to everyone. Since he doesn't have the greatest job in the world, I asked, Do you have plan B? He responded plan B is my family. I gave my redundent opinion. This is my opinion: He can't stand on his own two feet. He is relying on mommy and daddy to be there, because the moment I said, what happends if your mom becomes sick, she can't work and is just you and your dad making the payments? Can you afford it? He said, No I can't afford that, we will probably lose the house, but I always believe that God will have all of us good. What? I still belive that he can't do it on his own. I know everyone is raised differently. I was raised, that I can do anything that I want. That, I shouldn't rely on other people or to lean on people. My mother always said, always keep some money aside (that your husband don't know about) just in case. For example my husband was laid off from work, now he only works 2 days. Rent is on me and food is on me, obviously (thank God) I have work and I can afford it. He told me that I base my life on materialistic things. Probably I don't have the greatest balance in the world, but my son comes first and I have to be prepared for the unexpected. If my business doesn't go well, Plan B, I go get a job, I have a career that I get pay good. I have mom and dad (God blessed for having them alive) my mom had cancer twice and my dad is disable for life, why should I put my weight on them. Instead, I help them out whenever I can. To me if you are over 25 and instead of helping your parents out, you are putting your weight on them (and gives me the crap, we are all for one) basically you can't stand on your own. Unless, you are in college and doing something productive, I view it differently.